490 Gregory Rd, Covington, GA 30014 Property Records

Newton County property record for 490 Gregory Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,976 sqft · built 2017
Lot Size	4.96 acres (216,058 sqft)
Owner	Individual Name on Record
Last Sale	$54,900 (Dec 2016)
Tax Bill	$5,750 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00960-00000-068-000`

Property Details

APN / Parcel Number

Primary APN	`00960-00000-068-000`
Alternative APNs	`0096 068` `31266`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	2 Stories
Building Area	2,976 sqft Heated Area
1st Floor Area	120 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	216,058 sqft (4.96 acres)
Garage Area	1,080 sqft
Pool Area	648 sqft
Porch	Open Porch
Porch Area	748 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31266
Old Parcel Number	0096 068
Street Address	490 GREGORY RD
City	COVINGTON
State	GA
Zip	30014-0915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	4.96AC TR 2 GREGORY ROAD
Legal Subdivision	ALCOVY RD @ RESERVOIR
Legal Tract	2
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4012
Census Tract	100101

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490 GREGORY RD, COVINGTON, GA 30014-0915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
May 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESID'L MTG
Mar 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage NEWTON FED'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2016 · Amount on Record
Deed Sale	Dec 22, 2016 · Amount on Record
Deed Document Number	0003515614
Deed Book / Page	3515 / 614
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	490 GREGORY RD, COVINGTON, GA 30014-0915
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 GREGORY RD, COVINGTON, GA 30014-0915

Mortgage

Document Number	0041300000000661
Date	Jan 20, 2021
Book Page	0000004130/0000000661
Instrument	001104

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	490 GREGORY RD, COVINGTON, GA 30014-0915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037020504
Date	May 21, 2018
Book Page	3702/504
Instrument	006080

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	490 GREGORY RD, COVINGTON, GA 30014-0915
Document Number	0040430261
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 GREGORY RD COVINGTON GA 300140915, COVINGTON, GA 30014-0915

Mortgage

Document Number	0040430261
Date	Jul 29, 2020
Book Page	004043/000261
Instrument	10199

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 30, 2017
Property Address	490 GREGORY RD, COVINGTON, GA 30014-0915
Document Number	0035480417
Book / Page	003548 / 000417
Instrument Date	Mar 29, 2017
Instrument	3539
Transaction Type	Construction Loan
Record Updated	Apr 10, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3595 HIGH RIDGE DR SW CONYERS GA 300943441, CONYERS, GA 30094-3441

Mortgage

Document Number	35480417
Date	Mar 30, 2017
Book Page	003548/000417
Instrument	3539

Lender

Name	NEWTON FED'L BK
Type	Bank
Address	COVINGTON, GA 30014

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 29, 2027

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,750.00 (+6.3%) Homeowner's exemption	$239,240 (+18.46%) Land $27,200 Building $212,040	$598,100 (+18.46%) Land $68,000 Building $530,100
2023		$201,960 Land $25,600 Building $176,360	$504,900 Land $64,000 Building $440,900
2022	$5,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Gregory Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures