555 E Ridge Dr, Ortonville, MI 48462 Property Records

Oakland County property record for 555 E Ridge Dr, Ortonville, MI 48462

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1970
Lot Size	0.414 acres (18,034 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Feb 2024)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DO-03-07-404-009`

Property Details

APN / Parcel Number

Primary APN	`DO-03-07-404-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	18,034 sqft (0.414 acres)
Lot Dimensions	164 ft deep x 110 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	300 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	555 E RIDGE DR
City	ORTONVILLE
State	MI
Zip	48462-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T5N, R9E, SEC 7 EAST RIDGE SUB LOT 4, ALSO W 30 FT OF LOT 5
Legal Range	09E
Legal Township	05N
Legal Section	07
Legal Subdivision	EAST RIDGE
Legal Lot Number	4-5
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1001
Census Tract	122900

Owner

555 E Ridge Dr is owned and occupied by two individuals who bought it in February 2024.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	555 E RIDGE DR, ORTONVILLE, MI 48462-8803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 5, 2018	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on File
Deed Sale	Feb 22, 2024 · Amount on File
Prior Sale	Nov 5, 2018 · Amount on File
Deed Document Number	202417513
Deed Book / Page	59179 / 296
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	555 EAST RIDGE DR, ORTONVILLE, MI 48462-8803
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 E RIDGE DR, ORTONVILLE, MI 48462-8803

Mortgage

Document Number	20260013602
Date	Jan 30, 2026
Book Page	60914/136
Instrument	20260013602

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Feb 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 22, 2024
Property Address	555 E RIDGE DR, ORTONVILLE, MI 48462-8803
Document Number	0000017513
Book / Page	59179 / 296
Map Reference	LB 69 PG 11&11A
Instrument Date	Feb 16, 2024
Instrument	17513
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 E RIDGE DR, ORTONVILLE, MI 48462-8803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3240 WATERFORD CT APT 1301, 1301, ROCHESTER HILLS, MI 48309-2775

Mortgage

Document Number	0059179298
Date	Feb 22, 2024
Instrument	59179/298

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	555 E RIDGE DR, ORTONVILLE, MI 48462-8803
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163215
Date	Aug 17, 2020
Book Page	54668/126
Instrument	163215

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 5, 2018
Property Address	555 E RIDGE DR, ORTONVILLE, MI 48462-8803
Document Number	0000179965
Book / Page	52328 / 00534
Map Reference	LB 69 PG 11&11A
Instrument Date	Oct 23, 2018
Instrument	179965
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 E RIDGE DR, 555, ORTONVILLE, MI 48462-8803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 E RIDGE DR, ORTONVILLE, MI 48462-8803

Mortgage

Document Number	0000179966
Date	Nov 5, 2018
Instrument	179966

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 555 E Ridge Dr was $3,939 with a homeowner's exemption, down 0.2% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Municipality	Ortonville Village
Unified School District	Brandon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,939.00 (-0.2%) Homeowner's exemption	$125,490	$250,980
2024	$3,947.00
2023		$112,010	$224,020
2021	$3,373.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 555 E Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 E Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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