Oakland County property record for 643 E Ridge Dr, Ortonville, MI 48462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,260 sqft · built 1964 |
| Lot Size | 0.478 acres (20,822 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,956 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | DO-03-07-404-013 |
| Primary APN | DO-03-07-404-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,822 sqft (0.478 acres) |
| Lot Dimensions | 200 ft deep x 104 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 643 E RIDGE DR |
|---|---|
| City | ORTONVILLE |
| State | MI |
| Zip | 48462-8864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | T5N, R9E, SEC 7 EAST RIDGE SUB LOT 8 EXC W 40 FT |
| Legal Range | 09E |
| Legal Township | 05N |
| Legal Section | 07 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 8 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 122900 |
643 E Ridge Dr is owner-occupied and held in a trust.
Source: Oakland County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 643 E RIDGE DR, ORTONVILLE, MI 48462-8864 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Intrafamily Transfer, Transfer |
| Jul 1, 2021 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 18, 2023 |
| Property Address | 643 E RIDGE DR, ORTONVILLE, MI 48462-8864 |
| Document Number | 0000114395 |
| Book / Page | 58949 / 347 |
| Map Reference | LB 69 PG 11&11A |
| Instrument Date | Oct 5, 2023 |
| Instrument | 114395 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 643 E RIDGE DR, ORTONVILLE, MI 48462-8864 |
| Name | Verified Name |
|---|---|
| Address | 643 EAST RIDGE DR, ORTONVILLE, MI 48462-8864 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 643 E RIDGE DR, ORTONVILLE, MI 48462-8864 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 643 EAST RIDGE DR, ORTONVILLE, MI 48462-8864 |
| Document Number | 0000166833 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 56492/641 |
| Instrument | 166833 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 643 E Ridge Dr was $1,956 with a homeowner's exemption, down 19.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Brandon Charter Township |
| Municipality | Ortonville Village |
| Unified School District | Brandon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,956.00 (-19.41%) Homeowner's exemption | $103,160 | $206,320 |
| 2024 | $2,427.00 | ||
| 2023 | $92,100 | $184,200 | |
| 2021 | $2,074.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 E Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 643 E Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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