654 E Ridge Dr, Ortonville, MI 48462 Property Records

Oakland County property record for 654 E Ridge Dr, Ortonville, MI 48462

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,700 sqft · built 1962
Lot Size	0.689 acres (30,013 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Jun 2023)
Tax Bill	$4,067 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DO-03-07-454-006`

Property Details

APN / Parcel Number

Primary APN	`DO-03-07-454-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	30,013 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	654 E RIDGE DR
City	ORTONVILLE
State	MI
Zip	48462-8864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T5N, R9E, SEC 7 EAST RIDGE SUB LOT 12 EXC E 20 FT
Legal Range	09E
Legal Township	05N
Legal Section	07
Legal Subdivision	EAST RIDGE
Legal Lot Number	12
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1001
Census Tract	122900

Owner

654 E Ridge Dr is owned and occupied by an individual who bought it in June 2023.

Source: Oakland County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	654 E RIDGE DR, ORTONVILLE, MI 48462-8864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Sep 9, 2016 · Amount on File
Deed Document Number	202362559
Deed Book / Page	58657 / 878
Prior Transfer Date	Jul 27, 2006
Prior Transfer Doc	0000173580
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 8, 2023
Property Address	654 E RIDGE DR, ORTONVILLE, MI 48462-8864
Document Number	0000062559
Book / Page	58657 / 878
Map Reference	MB 6 PG 11
Instrument Date	Jun 6, 2023
Instrument	62559
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,822.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 E RIDGE DR, ORTONVILLE, MI 48462-8864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38544 TRAFALGAR WAY, STERLING HEIGHTS, MI 48312-1126

Mortgage

Document Number	0058656341
Date	Jun 8, 2023
Instrument	58656/341

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year T-Bill
Max Rate	10.1%

Tax Assessment & Valuation

The 2025 property tax bill for 654 E Ridge Dr was $4,067 with a homeowner's exemption, down 19.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Municipality	Ortonville Village
Unified School District	Brandon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,067.00 (-19.4%) Homeowner's exemption	$135,980	$271,960
2024	$5,046.00
2023		$119,690	$239,380
2021	$3,371.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 654 E Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 E Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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