555 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 555 E Church St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,184 sqft · built 1900
Lot Size0.299 acres (13,040 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Feb 2015)
Tax Bill$7,944 (2024)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-016966

Property Details

APN / Parcel Number

Primary APN02-016966
Alternative APNs
  • 2016966
  • 016966

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,184 sqft Living Area
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area13,040 sqft (0.299 acres)
Lot Dimensions326 ft deep x 40 ft wide
PorchOpen Porch
Porch Area262 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number016966
Street Address555 E CHURCH ST
CityFREDERICK
StateMD
Zip21701-5768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM1
Legal DescriptionLT 40 X 326 555 E. CHURCH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number555
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1028
Census Tract750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address555 E CHURCH ST, FREDERICK, MD 21701-5768
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2015 · Amount on Record
Deed SaleFeb 5, 2015 · Amount on Record
Prior SaleDec 21, 1995 · Amount on Record
Deed Book / Page10380 / 110
Last Transfer DateNov 20, 2021
Transfer Doc0158480093
Record UpdatedJun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateApr 12, 2022
Property Address555 E CHURCH ST, FREDERICK, MD 21701-5768
Document Number0158480093
Book / Page15848 / 93
Instrument DateNov 20, 2021
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address555 E CHURCH ST, FREDERICK, MD 21701-5768

Mortgage

Document Number0001584898
DateApr 12, 2022
Instrument15848/98
Lender
NameFIRST COMMONWEALTH MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term176 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$457,600 (+14.48%) Land $175,200 Building $282,400$457,600 (-) Land $175,200 Building $282,400
2024$7,944.00 (+9.21%)
2023$7,274.00$399,733$457,600 Land $175,200 Building $282,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Glo Fiber.

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