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553 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 553 E Church St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,922 sqft · built 1910
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Mar 2002)
Tax Bill$4,464 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN02-040166

Property Details

APN / Parcel Number

Primary APN02-040166
Alternative APNs
  • 2040166
  • 040166

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,922 sqft Living Area
Gross Area2,076 sqft
1st Floor Area989 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions300 ft deep x 35 ft wide
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area210 sqft
Deck Area216 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number040166
Street Address553 E CHURCH ST
CityFREDERICK
StateMD
Zip21701-6591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM1
Legal DescriptionLT 35 X 300 553 E. CHURCH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number553
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1028
Census Tract750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

553 E Church St is owned and occupied by an individual who bought it in March 2002.

Source: Frederick County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address553 E CHURCH ST, FREDERICK, MD 21701-6591
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2002 · Amount on File
Deed SaleMar 19, 2002 · Amount on File
Deed Document Number20022020
Deed Book / Page3099 / 1201
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address553 E CHURCH ST, FREDERICK, MD 21701-6591
Document Number0120470110
Book / Page012047 / 000110
Instrument DateAug 24, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanyWORLDWIDE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address553 E CHURCH ST FREDERICK MD 217016591, FREDERICK, MD 21701-6591

Mortgage

Document Number0120470110
DateSep 25, 2017
Book Page012047/000110
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 24, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 553 E Church St was $4,464 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$439,267$471,200 Land $195,000 Building $276,200
2025$4,464.00
2023$3,954.00$368,433$423,300 Land $155,000 Building $268,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 553 E Church St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 553 E Church St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Glo Fiber.

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