551 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 551 E Church St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,305 sqft · built 1930
Lot Size0.169 acres (7,344 sqft)
OwnerIndividual Name on Record
Last Sale$239,000 (Jul 2014)
Tax Bill$4,046 (2025)
Deeds & MortgagesJun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN02-017792

Property Details

APN / Parcel Number

Primary APN02-017792
Alternative APNs
  • 2017792
  • 017792

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,305 sqft Living Area
Gross Area1,435 sqft
1st Floor Area870 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area7,344 sqft (0.169 acres)
Lot Dimensions144 ft deep x 51 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area312 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number017792
Street Address551 E CHURCH ST
CityFREDERICK
StateMD
Zip21701-5768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM1
Legal DescriptionLT 51 X 144 551 E. CHURCH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number551
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1028
Census Tract750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address551 E CHURCH ST, FREDERICK, MD 21701-5768
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2014 · Amount on Record
Deed SaleJul 17, 2014 · Amount on Record
Prior SaleOct 29, 2013 · Amount on Record
Deed Book / Page10131 / 420
Last Transfer DateOct 2, 2018
Transfer Doc0130570044
Record UpdatedOct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateJun 27, 2019
Property Address551 E CHURCH ST, FREDERICK, MD 21701-5768
Document Number0130570044
Book / Page013057 / 000044
Instrument DateOct 2, 2018
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address551 E CHURCH ST FREDERICK MD 217015768, FREDERICK, MD 21701-5768

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$290,167 (+5.67%)$321,300 (+17.01%) Land $186,700 Building $134,600
2025$4,046.00 (+4.66%) Homeowner's exemption$274,600 (+10.19%) Land $146,700 Building $127,900$274,600 (-) Land $146,700 Building $127,900
2024$3,866.00 (+7.21%)
2023$3,606.00 Homeowner's exemption$249,200$274,600 Land $146,700 Building $127,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Glo Fiber.

Nearby Properties on E Church St

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