544 Common Wealth Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 544 Common Wealth Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,280 sqft · built 1988
Lot Size	0.566 acres (24,655 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Mar 2025)
Tax Bill	$5,309 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-31-10B-220`

Property Details

APN / Parcel Number

Primary APN	`39-31-10B-220`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	24,655 sqft (0.566 acres)
View / Lot	Cul-de-sac
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	612 sqft
Porch	Open Porch
Porch Area	264 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	544 COMMON WEALTH DR
City	CINCINNATI
State	OH
Zip	45244-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPER RIDGE; LOT #25
Legal Subdivision	PEPPER RIDGE
Legal Lot Number	25
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2008
Census Tract	41406

Owner

544 Common Wealth Dr is owned and occupied by an individual who bought it in March 2025.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	544 COMMON WEALTH DR, CINCINNATI, OH 45244-1031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 8, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2025 · Amount on File
Deed Sale	Mar 17, 2025 · Amount on File
Prior Sale	Feb 10, 2016 · Amount on File
Deed Document Number	20254849
Deed Book / Page	2989 / 533
Prior Transfer Date	Apr 25, 2005
Prior Transfer Doc	0000016929
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	544 COMMON WEALTH DR, CINCINNATI, OH 45244-1031
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023044
Date	Oct 31, 2025
Book Page	3007/489
Instrument	202500023044

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	1-Year CMT
Margin	3
Max Rate	11.5%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	544 COMMON WEALTH DR, CINCINNATI, OH 45244-1031
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 COMMON WEALTH DR, CINCINNATI, OH 45244-1031

Mortgage

Document Number	0000019555
Date	Jul 28, 2022
Book Page	2925/2875
Instrument	202200019555

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Aug 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	544 COMMON WEALTH DR, CINCINNATI, OH 45244-1031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027785
Date	Oct 8, 2020
Book Page	2854/3418
Instrument	202000027785

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 544 Common Wealth Dr was $5,309 with a homeowner's exemption, down 1.7% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	Milford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,309.00 (-1.72%)	$118,440 (-) Land $18,410 Building $100,030
2024	$5,402.00 (-62.24%) Homeowner's exemption	$118,440 (-) Land $18,410 Building $100,030	$338,400 (-) Land $52,600 Building $285,800
2023	$14,307.00 (+195.29%) Homeowner's exemption	$118,440 (+48.29%) Land $18,410 Building $100,030	$338,400 Land $52,600 Building $285,800
2022	$4,845.00 Homeowner's exemption	$79,870 Land $12,250 Building $67,620
2020			$228,200 Land $35,000 Building $193,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 544 Common Wealth Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 544 Common Wealth Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Common Wealth Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures