555 Ayers Ave, Evansdale, IA 50707 Property Records

Black Hawk County property record for 555 Ayers Ave, Evansdale, IA 50707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,348 sqft · built 1976
Lot Size	0.521 acres (22,680 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Sep 2020)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Apr 2019 Refinance
Flood Zone	Zone X (reduced by levee)
APN	`8912-32-376-019`

Property Details

APN / Parcel Number

Primary APN	`8912-32-376-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	1,348 sqft
Finished Basement	625 sqft
Unfinished Basement	1,348 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,680 sqft (0.521 acres)
Lot Dimensions	210 ft deep x 107 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	902 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	555 AYERS AVE
City	EVANSDALE
State	IA
Zip	50707-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE COURT LOT 19 LOT 20
Legal Range	12W
Legal Township	89N
Legal Section	32
Legal Subdivision	WALLACE COURT
Legal Lot Number	19,20
Jurisdiction	BLACK HAWK IA
Township / Civil Division	EVANSDALE
Census Block Group	2
Census Block	2030
Census Tract	2000

Owner

555 Ayers Ave is owned and occupied by two individuals who bought it in September 2020.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	555 AYERS AVE, EVANSDALE, IA 50707-1501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Apr 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Aug 19, 2015 · Amount on File
Deed Document Number	20202100006108
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 21, 2020
Property Address	555 AYERS AVE, EVANSDALE, IA 50707-1501
Document Number	202100006108
Instrument Date	Sep 15, 2020
Instrument	202100006108
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 AYERS AVE, EVANSDALE, IA 50707-1501

Mortgage

Document Number	202100006109
Date	Sep 21, 2020
Instrument	202100006109

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	555 AYERS AVE, EVANSDALE, IA 50707-1501
Transaction Type	Mortgage
Record Updated	May 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900015968
Date	Apr 29, 2019
Instrument	201900015968

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 555 Ayers Ave was $2,968 with a homeowner's exemption, up 1.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Evansdale City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,968.00 (+1.3%) Homeowner's exemption	$233,410 Land $27,130 Building $206,280	$233,410 Land $27,130 Building $206,280
2024	$2,930.00
2023		$219,270 (+28.72%) Land $27,130 Building $192,140	$219,270 Land $27,130 Building $192,140
2022	$2,508.00 Homeowner's exemption	$170,340 Land $27,130 Building $143,210
2021			$170,340 Land $27,130 Building $143,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 555 Ayers Ave in Zone X, where a levee reduces flood risk, though there have been 15 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1993–2018)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 Ayers Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSDALE WATER WORKS serves 4,561 people · EPA ID IA0723027
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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