604 Ayers Ave, Evansdale, IA 50707 Property Records

Black Hawk County property record for 604 Ayers Ave, Evansdale, IA 50707

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 906 sqft · built 1975
Lot Size	0.22 acres (9,570 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Dec 2025)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Apr 2018 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`8912-32-356-013`

Property Details

APN / Parcel Number

Primary APN	`8912-32-356-013`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	906 sqft Living Area
1st Floor Area	906 sqft
Basement Area	906 sqft
Finished Basement	550 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,570 sqft (0.22 acres)
Lot Dimensions	145 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Deck Area	86 sqft
Patio Area	40 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	604 AYERS AVE
City	EVANSDALE
State	IA
Zip	50707-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL COURT LOT 22
Legal Range	12W
Legal Township	89N
Legal Section	32
Legal Subdivision	CENTRAL COURT
Legal Lot Number	22
Jurisdiction	BLACK HAWK IA
Township / Civil Division	EVANSDALE
Census Block Group	2
Census Block	2028
Census Tract	2000

Owner

604 Ayers Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 AYERS AVE, EVANSDALE, IA 50707-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Deed of Trust, Mortgage LINCOLN SAVINGS BANK
May 18, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION
Dec 29, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
May 18, 2018	Warranty Deed, Transfer UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	202518916
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	604 AYERS AVE, EVANSDALE, IA 50707-1504
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800016891
Date	Apr 18, 2018
Instrument	201800016891

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	604 AYERS AVE, EVANSDALE, IA 50707-1504
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800018781
Date	May 18, 2018
Instrument	201800018781

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 29, 2025
Property Address	604 AYERS AVE, EVANSDALE, IA 50707-1504
Document Number	0202518916
Instrument Date	Dec 4, 2025
Instrument	2025-18916
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 AYERS AVE, EVANSDALE, IA 50707-1504

Mortgage

Document Number	0202518917
Date	Dec 29, 2025
Instrument	2025-18917

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 18, 2018
Property Address	604 AYERS AVE, EVANSDALE, IA 50707-1504
Document Number	201800018779
Instrument Date	May 9, 2018
Instrument	201800018779
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	604 AYERS AVE, EVANSDALE, IA 50707-1504

Mortgage

Document Number	201800018780
Date	May 18, 2018
Instrument	201800018780

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 604 Ayers Ave was $2,482 with a homeowner's exemption, up 1.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Evansdale City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00 (+1.64%) Homeowner's exemption	$184,740 Land $16,670 Building $168,070	$184,740 Land $16,670 Building $168,070
2024	$2,442.00
2023		$171,980 (+31.86%) Land $16,670 Building $155,310	$171,980 Land $16,670 Building $155,310
2022	$1,888.00 Homeowner's exemption	$130,430 Land $16,670 Building $113,760
2021			$130,430 Land $16,670 Building $113,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Ayers Ave in Zone X, where a levee reduces flood risk, though there have been 15 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1993–2018)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Ayers Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSDALE WATER WORKS serves 4,561 people · EPA ID IA0723027
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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