535 Ayers Ave, Evansdale, IA 50707 Property Records

Black Hawk County property record for 535 Ayers Ave, Evansdale, IA 50707

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,278 sqft · built 1975
Lot Size	0.521 acres (22,680 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2019)
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`8912-32-376-020`

Property Details

APN / Parcel Number

Primary APN	`8912-32-376-020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft
Basement Area	1,278 sqft
Finished Basement	160 sqft
Unfinished Basement	1,278 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,680 sqft (0.521 acres)
Lot Dimensions	210 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	362 sqft
Deck Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	535 AYERS AVE
City	EVANSDALE
State	IA
Zip	50707-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE COURT LOT 17 LOT 18
Legal Range	12W
Legal Township	89N
Legal Section	32
Legal Subdivision	WALLACE COURT
Legal Lot Number	17,18
Jurisdiction	BLACK HAWK IA
Township / Civil Division	EVANSDALE
Census Block Group	2
Census Block	2030
Census Tract	2000

Owner

535 Ayers Ave is owned and occupied by two individuals who bought it in June 2019.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	535 AYERS AVE, EVANSDALE, IA 50707-1501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 17, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNIVERSITY OF IOWA CREDIT UNION
Jun 17, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019 · Amount on File
Deed Sale	Jun 17, 2019 · Amount on File
Prior Sale	Jul 21, 2006 · Amount on File
Deed Document Number	201918900
Prior Transfer Date	Jul 14, 2006
Prior Transfer Doc	2007001718
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	535 AYERS AVE, EVANSDALE, IA 50707-1501
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 AYERS AVE, EVANSDALE, IA 50707-1501

Mortgage

Document Number	202400009611
Date	Feb 2, 2024
Instrument	202400009611

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	535 AYERS AVE, EVANSDALE, IA 50707-1501
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900018902
Date	Jun 17, 2019
Instrument	201900018902

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 17, 2019
Property Address	535 AYERS AVE, EVANSDALE, IA 50707-1501
Document Number	201900018900
Instrument Date	Jun 12, 2019
Instrument	201900018900
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 AYERS AVE, EVANSDALE, IA 50707-1501

Mortgage

Document Number	201900018901
Date	Jun 17, 2019
Instrument	201900018901

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 535 Ayers Ave was $3,060 with a homeowner's exemption, down 0.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Evansdale City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,060.00 (-0.84%) Homeowner's exemption	$225,220 Land $27,220 Building $198,000	$225,220 Land $27,220 Building $198,000
2024	$3,086.00
2023		$214,050 (+30.64%) Land $27,220 Building $186,830	$214,050 Land $27,220 Building $186,830
2022	$2,408.00 Homeowner's exemption	$163,850 Land $27,220 Building $136,630
2021			$163,850 Land $27,220 Building $136,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 Ayers Ave in Zone X, where a levee reduces flood risk, though there have been 15 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1993–2018)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 Ayers Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSDALE WATER WORKS serves 4,561 people · EPA ID IA0723027
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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