5549 Barbara Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5549 Barbara Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,944 sqft · built 1954
Lot Size	0.201 acres (8,751 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Apr 2018)
Tax Bill	$6,111 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-0160-040-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0160-040-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,944 sqft Living Area
Gross Area	3,184 sqft
1st Floor Area	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,751 sqft (0.201 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5549 BARBARA WAY
City	CARMICHAEL
State	CA
Zip	95608-3248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	E 70 FT OF W 80 FT OF S 148.5 FT OF N 198 FT TR7 OAKVALE
Legal Subdivision	OAKVALE
Legal Tract	7
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4001
Census Tract	7602

Owner

5549 Barbara Way is owned by a company that acquired it in December 2021 and is owner-occupied.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	5549 BARBARA WAY, CARMICHAEL, CA 95608-3248
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Intrafamily Transfer, Transfer
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Feb 18, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Apr 6, 2018	Grant Deed, Transfer · Conventional with PMI AKT AMERICAN CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Prior Sale	Aug 18, 2011 · Amount on File
Deed Book / Page	20180406 / 1309
Last Transfer Date	Dec 11, 2021
Transfer Doc	0000001529
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 12, 2022
Property Address	5549 BARBARA WAY, CARMICHAEL, CA 95608-3248
Document Number	0000001529
Map Reference	MB 19 MAP 46
Instrument Date	Dec 11, 2021
Instrument	2022011201529
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5549 BARBARA WAY, CARMICHAEL, CA 95608-3248

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5549 BARBARA WAY, CARMICHAEL, CA 95608-3248
Document Number	2101261177
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5549 BARBARA WAY CARMICHAEL CA 956083248, CARMICHAEL, CA 95608-3248

Mortgage

Document Number	2101261177
Date	Jan 26, 2021
Instrument	2101261177

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5549 BARBARA WAY, CARMICHAEL, CA 95608-3248
Document Number	2002240267
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5549 BARBARA WAY CARMICHAEL CA 956083248, CARMICHAEL, CA 95608-3248

Mortgage

Document Number	2002240267
Date	Feb 24, 2020
Instrument	2002240267

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2018
Property Address	5549 BARBARA WAY, CARMICHAEL, CA 95608-3248
Document Number	1804061309
Instrument Date	Apr 2, 2018
Instrument	1804061309
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5549 BARBARA WAY CARMICHAEL CA 956083248, CARMICHAEL, CA 95608-3248

Mortgage

Document Number	1804061310
Date	Apr 6, 2018
Instrument	1804061310

Lender

Name	AKT AMERICAN CAP
Type	Funding / Finance Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5549 Barbara Way was $6,111 with a homeowner's exemption, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,256 (+2%) Land $106,770 Building $415,486
2025	$6,111.00 (+2.19%) Homeowner's exemption	$512,017 Land $104,677 Building $407,340
2024	$5,980.00 (+1.63%)
2023	$5,884.00 (+2.06%) Homeowner's exemption	$492,136 Land $100,613 Building $391,523
2022	$5,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5549 Barbara Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5549 Barbara Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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