5546 Rowell Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 5546 Rowell Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 2005
Lot Size	0.296 acres (12,937 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Sep 2020)
Tax Bill	$1,909 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1N-28-1410-00000-0040`

Property Details

APN / Parcel Number

Primary APN	`18-1N-28-1410-00000-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,118 sqft Heated Area
Gross Area	2,080 sqft
1st Floor Area	1,571 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,937 sqft (0.296 acres)
Lot Dimensions	1,800 ft deep x 720 ft wide
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Deck Area	344 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	181N281410000000040
Street Address	5546 ROWELL RD
City	MILTON
State	FL
Zip	32583-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	GOLDEN GATE ESTATES E 72.21 FT OF W 85.58 FT OF LOT 4 AS DES IN OR 4005 PG 997
Legal Range	28W
Legal Township	01N
Legal Section	18
Legal Subdivision	GOLDEN GATE ESTATES
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	1
Census Block	1019
Census Tract	10711

Owner

5546 Rowell Rd is owned and occupied by an individual who bought it in September 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	5546 ROWELL RD, MILTON, FL 32583-1642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Prior Sale	Oct 26, 2005 · Amount on File
Deed Document Number	202048519
Deed Book / Page	4005 / 997
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 22, 2020
Property Address	5546 ROWELL RD, MILTON, FL 32583-1642
Document Number	0040050997
Book / Page	4005 / 997
Map Reference	MB C PG 24
Instrument Date	Sep 21, 2020
Instrument	202048519
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	MEAD LAW AND TITLE PLLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,071.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6121 STONECHASE BLVD, 6121, MILTON, FL 32571-7623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 ROWELL RD, MILTON, FL 32583-1642

Mortgage

Document Number	0004005999
Date	Sep 22, 2020
Instrument	4005/999

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,909.00 (+1.54%)	$144,049 (+1.26%) Land $14,000 Building $130,049	$144,049 (+1.26%) Land $14,000 Building $130,049
2023	$1,880.00 (+8.23%)	$142,258 (+8.1%) Land $13,000 Building $129,258	$142,258 (+8.1%) Land $13,000 Building $129,258
2022	$1,737.00	$131,604	$131,604 Land $9,000 Building $122,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5546 Rowell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5546 Rowell Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20