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5534 Rowell Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 5534 Rowell Rd, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,179 sqft · built 2005
Lot Size0.296 acres (12,937 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Dec 2006)
Tax Bill$778 (2024)
Deeds & MortgagesOct 2026 Sale
Aug 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-1N-28-1410-00000-0052

Property Details

APN / Parcel Number

Primary APN18-1N-28-1410-00000-0052

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,179 sqft Heated Area
Gross Area1,621 sqft
1st Floor Area1,421 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area12,937 sqft (0.296 acres)
Lot Dimensions1,800 ft deep x 720 ft wide
Garage Area242 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area80 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number181N281410000000052
Street Address5534 ROWELL RD
CityMILTON
StateFL
Zip32583-1642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionGOLDEN GATE ESTATES W 72.25 FT OF LOT 5 AS DES IN OR 2677 PG 390
Legal Range28W
Legal Township01N
Legal Section18
Legal SubdivisionGOLDEN GATE ESTATES
Legal Lot Number5
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group1
Census Block1019
Census Tract10711

Owner

5534 Rowell Rd is owned and occupied by an individual who bought it in December 2006.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5534 ROWELL RD, MILTON, FL 32583-1642
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 18, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GULF WINDS FCU
May 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
GULF WINDS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2006 · Amount on File
Deed SaleDec 4, 2006 · Amount on File
Prior SaleAug 31, 2005 · Amount on File
Deed Document Number200665460
Deed Book / Page2677 / 0390
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 1, 2026
Property Address5534 ROWELL RD, MILTON, FL 32583-1642
Document Number0000049464
Book / Page4794 / 987
Instrument DateSep 30, 2026
Instrument202649464
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address5534 ROWELL RD, MILTON, FL 32583-1642

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5534 ROWELL RD, MILTON, FL 32583-1642
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5534 ROWELL RD, MILTON, FL 32583-1642

Mortgage

Document Number0043171694
DateAug 18, 2022
Book Page4317/1694
Instrument202248355
Lender
NameGULF WINDS FCU
TypeCredit Union
AddressPENSACOLA, FL 32534
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term97 Months
DueSep 1, 2030

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5534 ROWELL RD, MILTON, FL 32583-1642
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyCLEAR TTL OF NORTHWEST FL LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038340618
DateMay 30, 2019
Book Page3834/0618
Instrument201922588
Lender
NameGULF WINDS FCU
TypeCredit Union
AddressPENSACOLA, FL 32534
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2034

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$778.00 (+36.01%) Homeowner's exemption$84,624 (+3%)$135,558 (+1.32%) Land $14,000 Building $121,558
2023$572.00 (+4.76%) Homeowner's exemption$82,159 (+3%)$133,794 (+8.27%) Land $13,000 Building $120,794
2022$546.00 Homeowner's exemption$79,766$123,580 Land $9,000 Building $114,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5534 Rowell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2014–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5534 Rowell Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
AT&T
DSL · Fiber in parts of the area		100 / 20

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