5564 Rowell Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 5564 Rowell Rd, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,113 sqft · built 1974
Lot Size0.95 acres (41,382 sqft)
Owner2 Individual Names on File
Last Sale$227,000 (Dec 2022)
Tax Bill$451 (2025)
Deeds & MortgagesJul 2026 Mortgage
Dec 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-1N-28-1410-00000-0030

Property Details

APN / Parcel Number

Primary APN18-1N-28-1410-00000-0030
Alternative APN
  • N281181410000000030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,113 sqft Living Area
Gross Area2,906 sqft
1st Floor Area2,113 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area41,382 sqft (0.95 acres)
Lot Dimensions180 ft deep x 230 ft wide
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area393 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5564 ROWELL RD
CityMILTON
StateFL
Zip32583-1642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionGOLDEN GATE ESTATES LOT 3 AS DES IN OR 4351 PG 1690
Legal Range28W
Legal Township1N
Legal Section18
Legal SubdivisionGOLDEN GATE ESTATES
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group1
Census Block1019
Census Tract10711

Owner

5564 Rowell Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Santa Rosa County records, as of August 10, 2026

Owner of Record2 Individual Names on File
Mailing Address5564 ROWELL RD, MILTON, FL 32583-1642
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Dec 14, 2022Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Sep 9, 2022Intrafamily Transfer, Transfer
Sep 6, 2022Intrafamily Transfer, Transfer
Aug 6, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2022 · Amount on File
Deed SaleDec 14, 2022 · Amount on File
Prior SaleJul 15, 2005 · Amount on File
Deed Document Number202268045
Deed Book / Page4351 / 1690
Prior Transfer DateSep 9, 2022
Prior Transfer Doc0043250298
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateJul 10, 2026
Property Address5564 ROWELL RD, MILTON, FL 32583-1642
Document Number0000034708
Book / Page4765 / 1306
Instrument DateJun 15, 2026
Instrument202634708
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address5564 ROWELL RD, MILTON, FL 32583-1642

Mortgage

Document Number0000034708,
DateJul 10, 2026
Book Page4765/1306
Instrument202634708
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 14, 2022
Property Address5564 ROWELL RD, MILTON, FL 32583-1642
Document Number0043511690
Book / Page4351 / 1690
Map ReferenceMB C PG 24
Instrument DateDec 13, 2022
Instrument202268045
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,589.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5564 ROWELL RD, MILTON, FL 32583-1642

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5564 ROWELL RD, MILTON, FL 32583-1642

Mortgage

Document Number0043511692
DateDec 14, 2022
Instrument4351/1692
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateSep 9, 2022
Property Address5564 ROWELL RD, MILTON, FL 32583-1642
Document Number0043250298
Book / Page4325 / 298
Instrument DateSep 9, 2022
Instrument202252499
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5564 ROWELL RD, MILTON, FL 32583-1642

Transferred To (Grantee/Buyer)

NameVerified Name
Address5564 ROWELL RD, MILTON, FL 32583-1642

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateSep 6, 2022
Property Address5564 ROWELL RD, MILTON, FL 32583-1642
Document Number0043230725
Book / Page4323 / 725
Map ReferenceMB CPG 24
Instrument DateSep 6, 2022
Instrument202251462
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5564 ROWELL RD, MILTON, FL 32583-1642

Transferred To (Grantee/Buyer)

NameVerified Name
Address5564 ROWELL RD, MILTON, FL 32583-1642

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateAug 6, 2021
Property Address5564 ROWELL RD, MILTON, FL 32583-1642
Document Number0041600352
Book / Page4160 / 352
Map ReferenceMB C PG 24
Instrument DateAug 5, 2021
Instrument202153053
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5564 ROWELL RD, MILTON, FL 32583-1642

Tax Assessment & Valuation

The 2025 property tax bill for 5564 Rowell Rd was $451 with exemptions applied, down 77.5% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$451.00 (-77.51%) Homeowner's exemption Veteran's exemption$184,959 (+2.9%)$186,410 (+3.71%) Land $30,000 Building $156,410
2024$2,005.00 (-15.83%) Homeowner's exemption Disabled Person's exemption$179,746 (+2.34%) Land $28,000 Building $151,746$179,746 (+2.34%) Land $28,000 Building $151,746
2023$2,382.00 (+11.26%)$175,628 (+12.19%) Land $26,000 Building $149,628$175,628 (+12.19%) Land $26,000 Building $149,628
2022$2,141.00$156,545$156,545 Land $18,000 Building $138,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5564 Rowell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2014–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5564 Rowell Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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