Santa Rosa County property record for 5564 Rowell Rd, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,113 sqft · built 1974 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,000 (Dec 2022) |
| Tax Bill | $451 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-1N-28-1410-00000-0030 |
| Primary APN | 18-1N-28-1410-00000-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,113 sqft Living Area |
| Gross Area | 2,906 sqft |
| 1st Floor Area | 2,113 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 41,382 sqft (0.95 acres) |
| Lot Dimensions | 180 ft deep x 230 ft wide |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 393 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5564 ROWELL RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | GOLDEN GATE ESTATES LOT 3 AS DES IN OR 4351 PG 1690 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 18 |
| Legal Subdivision | GOLDEN GATE ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10711 |
5564 Rowell Rd is owned and occupied by two individuals who bought it in December 2022.
Source: Santa Rosa County records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Sep 9, 2022 | Intrafamily Transfer, Transfer |
| Sep 6, 2022 | Intrafamily Transfer, Transfer |
| Aug 6, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on File |
| Deed Sale | Dec 14, 2022 · Amount on File |
| Prior Sale | Jul 15, 2005 · Amount on File |
| Deed Document Number | 202268045 |
| Deed Book / Page | 4351 / 1690 |
| Prior Transfer Date | Sep 9, 2022 |
| Prior Transfer Doc | 0043250298 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 10, 2026 |
| Property Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Document Number | 0000034708 |
| Book / Page | 4765 / 1306 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202634708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Document Number | 0000034708, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 4765/1306 |
| Instrument | 202634708 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 14, 2022 |
| Property Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Document Number | 0043511690 |
| Book / Page | 4351 / 1690 |
| Map Reference | MB C PG 24 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 202268045 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,589.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Document Number | 0043511692 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 4351/1692 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 9, 2022 |
| Property Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Document Number | 0043250298 |
| Book / Page | 4325 / 298 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 202252499 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Name | Verified Name |
|---|---|
| Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 6, 2022 |
| Property Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Document Number | 0043230725 |
| Book / Page | 4323 / 725 |
| Map Reference | MB CPG 24 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 202251462 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Name | Verified Name |
|---|---|
| Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 6, 2021 |
| Property Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
| Document Number | 0041600352 |
| Book / Page | 4160 / 352 |
| Map Reference | MB C PG 24 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 202153053 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5564 ROWELL RD, MILTON, FL 32583-1642 |
The 2025 property tax bill for 5564 Rowell Rd was $451 with exemptions applied, down 77.5% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $451.00 (-77.51%) Homeowner's exemption Veteran's exemption | $184,959 (+2.9%) | $186,410 (+3.71%) Land $30,000 Building $156,410 |
| 2024 | $2,005.00 (-15.83%) Homeowner's exemption Disabled Person's exemption | $179,746 (+2.34%) Land $28,000 Building $151,746 | $179,746 (+2.34%) Land $28,000 Building $151,746 |
| 2023 | $2,382.00 (+11.26%) | $175,628 (+12.19%) Land $26,000 Building $149,628 | $175,628 (+12.19%) Land $26,000 Building $149,628 |
| 2022 | $2,141.00 | $156,545 | $156,545 Land $18,000 Building $138,545 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5564 Rowell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5564 Rowell Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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