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5546 Oberon Ave, Tracy, CA 95377 Property Records

San Joaquin County property record for 5546 Oberon Ave, Tracy, CA 95377 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,452 sqft · built 2024
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$877,500 (Apr 2024)
Tax Bill$15,372 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN251-360-190-000

Property Details

APN / Parcel Number

Primary APN251-360-190-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,452 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeWood
Lot Area5,227 sqft (0.12 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5546 OBERON AVE
CityTRACY
StateCA
Zip95377-7773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 TRACY HILLS VILLAGE 10C-TRACT 4085
Legal SubdivisionTRACY HILLS VILLAGE 10C
Legal Tract4085
Legal Lot Number19
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1026
Census Tract5502

Owner

Source: San Joaquin County records · APN 251-360-190-000

Assessment roll updated September 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5546 OBERON AVE, TRACY, CA 95377-7773
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 25, 2024Grant Deed, Subdivision Related Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2024 · Amount on Record
Deed SaleApr 25, 2024 · Amount on Record
Deed Document Number202434039
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Recording DateApr 03, 2026
Property Address5546 OBERON AVE, TRACY, CA 95377-7773
Document Number0000029641
Instrument DateMar 26, 2026
Instrument202629641
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address5546 OBERON AVE, TRACY, CA 95377-7773

Mortgage

Document Number0000029641,
DateApr 03, 2026
Instrument202629641
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2024: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 25, 2024
Property Address5546 OBERON AVE, TRACY, CA 95377-7773
Document Number0000034039
Map ReferenceMB 44 PG 21
Instrument DateMar 28, 2024
Instrument2024-034039
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 07, 2024
Title CompanyNOT AVAILABLE, LENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address5546 OBERON AVE, TRACY, CA 95377-7773

Mortgage

Document Number0000034040
DateApr 25, 2024
Instrument2024-034040
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateMay 01, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.5%
IndexSOFR Average 30-Day
Margin3
Max Rate11.5%

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$15,372.00 (+133.97%)$894,752 (+1,016.47%) Land $306,000 Building $588,752
2023$6,570.00$80,141 Land $80,141

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770055021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskHigh
above 88% of the US · above 70% of California
Wildfire LikelihoodAbout 1 in 95 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Zinnia NetworksFixed Wireless (unlicensed)200 / 40

May also be available at this address: UnWired Broadband Holding, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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