5528 Oberon Ave, Tracy, CA 95377 Property Records

San Joaquin County property record for 5528 Oberon Ave, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,700 sqft · built 2024
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$928,500 (May 2024)
Tax Bill	$16,284 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`251-360-200-000`

Property Details

APN / Parcel Number

Primary APN	`251-360-200-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,700 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5528 OBERON AVE
City	TRACY
State	CA
Zip	95377-7773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 TRACY HILLS VILLAGE 10C-TRACT 4085
Legal Subdivision	TRACY HILLS VILLAGE 10C V
Legal Tract	4085
Legal Lot Number	20
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1026
Census Tract	5502

Owner

5528 Oberon Ave is owned and occupied by two individuals who bought it in May 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5528 OBERON AVE, TRACY, CA 95377-7773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 10, 2024	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
May 10, 2024	Quit Claim Deed, Transfer NOT AVAILABLE, LENNAR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Deed Document Number	202439052
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	5528 OBERON AVE, TRACY, CA 95377-7773
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 OBERON AVE, TRACY, CA 95377-7773

Mortgage

Document Number	0000015966
Date	Feb 27, 2026
Instrument	2026-015966

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	5528 OBERON AVE, TRACY, CA 95377-7773
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 OBERON AVE, TRACY, CA 95377-7773

Mortgage

Document Number	0000104226
Date	Nov 19, 2025
Instrument	2025-104226

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2040

May 2024: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 10, 2024
Property Address	5528 OBERON AVE, TRACY, CA 95377-7773
Document Number	0000039052
Map Reference	MB 44 PG 21
Instrument Date	May 8, 2024
Instrument	2024-039052
Transaction Type	Subdivision Related Transfer
Record Updated	May 22, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5528 OBERON AVE, TRACY, CA 95377-7773

Mortgage

Document Number	0000039053
Date	May 10, 2024
Instrument	2024-039053

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2039

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 10, 2024
Property Address	5528 OBERON AVE, TRACY, CA 95377-7773
Document Number	0000039054
Map Reference	MB 44 PG 21
Instrument Date	May 2, 2024
Instrument	2024-039054
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	NOT AVAILABLE, LENNAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 PONCE DE LEON BLVD, CORAL GABLES, FL 33134-5039

Tax Assessment & Valuation

The 2026 property tax bill for 5528 Oberon Ave was $16,284, up 1.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$16,284.00 (+1.8%)
2025	$15,996.00	$946,703 Land $306,000 Building $640,703
2023	$6,570.00	$80,141 Land $80,141

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5528 Oberon Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5528 Oberon Ave is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40

May also be available: Cal.net.

Nearby Properties on Oberon Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures