5468 N Western Dr, Hernando, FL 34442 Property Records

Citrus County property record for 5468 N Western Dr, Hernando, FL 34442

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,104 sqft · built 1998
Lot Size	0.81 acres (35,306 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Sep 2020)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1518S19E00201700`

Property Details

APN / Parcel Number

Primary APN	`1518S19E00201700`
Alternative APNs	`19E-18S-15-0020-170.0` `1607621`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Fiberglass
Lot Area	35,306 sqft (0.81 acres)
Lot Dimensions	219 ft deep x 321 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	190 sqft
Deck Area	144 sqft
Patio Area	50 sqft
Fence	Fence
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1607621
Old Parcel Number	1518S19E00201700
Street Address	5468 N WESTERN DR
City	HERNANDO
State	FL
Zip	34442-2677
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	LDRMH LOW DENSITY RESIDEN
Legal Description	FOREST LAKE NORTH PB 8 PG 101 LOT 170
Legal Range	19E
Legal Township	18S
Legal Section	05
Legal Subdivision	FOREST LAKE NORTH
Legal Lot Number	170
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1023
Census Tract	450104

Owner

5468 N Western Dr, a mobile home, is owned and occupied by an individual who bought it in September 2020.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5468 N WESTERN DR, HERNANDO, FL 34442-2677
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Oct 3, 2013 · Amount on File
Deed Document Number	2020047328
Deed Book / Page	3089 / 1725
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 9, 2020
Property Address	5468 N WESTERN DR, HERNANDO, FL 34442-2677
Document Number	0030891725
Book / Page	3089 / 1725
Map Reference	MB 8 PG 101-105
Instrument Date	Aug 11, 2020
Instrument	2020047328
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	COMPASS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5468 N WESTERN DR, 5468, HERNANDO, FL 34442-2677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5468 N WESTERN DR, HERNANDO, FL 34442-2677
Investor	Possibly a Property Investor

Mortgage

Document Number	0030891726
Date	Sep 9, 2020
Instrument	3089/1726

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5468 N Western Dr was $1,113 with exemptions applied, up 8.1% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,113.00 (+8.06%) Homeowner's exemption Additional exemption filed	$149,695 (-4.64%) Land $27,370 Building $122,325	$149,695 (-4.64%) Land $27,370 Building $122,325
2024	$1,030.00 (+3.41%) Homeowner's exemption Additional exemption filed	$156,986 (+13.4%) Land $32,950 Building $124,036	$156,986 (+13.4%) Land $32,950 Building $124,036
2023	$996.00 (+7.1%) Homeowner's exemption Additional exemption filed	$138,440 (+28.19%) Land $22,470 Building $115,970	$138,440 (+28.19%) Land $22,470 Building $115,970
2022	$930.00 Homeowner's exemption Additional exemption filed	$107,999 Land $16,730 Building $91,269	$107,999 Land $16,730 Building $91,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5468 N Western Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5468 N Western Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20