5543 Upper Mill Ter N, Frederick, MD 21703 Property Records

Frederick County property record for 5543 Upper Mill Ter N, Frederick, MD 21703 · Last verified September 2023

Property Summary

Property TypeExempt (Full or Partial)
Details4 ba · 2,070 sqft · built 2002
Lot Size0.045 acres (2,000 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Jun 2018)
Tax Bill$88 (2023)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-582129

Property Details

APN / Parcel Number

Primary APN28-582129
Alternative APN
  • 582129

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,070 sqft Total Area
1st Floor Area880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,000 sqft (0.045 acres)
Deck Area175 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number582129
Street Address5543 UPPER MILL TER N
CityFREDERICK
StateMD
Zip21703-6801
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionLOT 52 PHASE 1 2000 SQ FT WESTVIEW PARK
Legal SubdivisionWESTVIEW PARK
Legal Phase1
Legal Lot Number52
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract751003

Owner

Source: Frederick County records · APN 28-582129

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5543 UPPER MILL TER N, FREDERICK, MD 21703-6801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Jul 30, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 29, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 30, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 14, 2018Grant Deed, Transfer
MLEND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2018 · Amount on Record
Deed SaleJun 14, 2018 · Amount on Record
Prior SaleMay 16, 2002 · Amount on Record
Deed Document Number0012466439
Deed Book / Page12466 / 439
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateJul 31, 2026
Property Address5543 UPPER MILL TER N, FREDERICK, MD 21703-6801
Document Number1798000085
Book / Page17985 / 85
Instrument DateJul 24, 2026
Transaction TypeMortgage
Record UpdatedAug 07, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address6303 EDGEWARE CT, FREDERICK, MD 21703-6814

Mortgage

Document Number1798000085,
DateJul 31, 2026
Book Page17985/85
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueAug 01, 2066
Interest
Rate6.49%
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5543 UPPER MILL TER N, FREDERICK, MD 21703-6801
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139360051
DateJul 30, 2020
Book Page13936/51
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term339 Months
DueOct 01, 2048

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5543 UPPER MILL TER N, FREDERICK, MD 21703-6801
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0134920284
DateJan 29, 2020
Book Page13492/0284
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term343 Months
DueAug 01, 2048

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5543 UPPER MILL TER N, FREDERICK, MD 21703-6801
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0152390162
DateAug 30, 2021
Book Page15239/162
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 14, 2018
Property Address5543 UPPER MILL TER N, FREDERICK, MD 21703-6801
Document Number0124660439
Book / Page012466 / 000439
Instrument DateJun 08, 2018
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyLAWYERS SIGNATURE SETTLEMENTS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5543 UPPER MILL TER N FREDERICK MD 217036801, FREDERICK, MD 21703-6801

Mortgage

Document Number124660446
DateJun 14, 2018
Book Page012466/000446
Lender
NameMLEND
AddressMIDDLETOWN, MD 21769
Agreement
AmountAmount Recorded
Term360 Months
DueJun 13, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$88.00 Disabled Person's exemption Veteran's exemption$313,367$363,700 Land $80,000 Building $283,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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