5539 Upper Mill Ter N, Frederick, MD 21703 Property Records

Frederick County property record for 5539 Upper Mill Ter N, Frederick, MD 21703 · Last verified September 2023

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	4 Baths
Architecture Style	Townhouse
Year Built	Built 2002
Square Footage	2,082 sqft Total Area
Lot Size	3,689 sqft (0.084 acres)
Occupancy	Owner Occupied
Last Sale	$243,000 (2016)
Tax Bill	$3,817.00 (2023)

Owner

Source: Frederick County records · APN 28-582102

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5539 UPPER MILL TER N, FREDERICK, MD 21703-6801
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2016 · Amount on Record
Deed Sale	May 10, 2016 · Amount on Record
Prior Sale	May 26, 2002 · Amount on Record
Deed Doc Number	0011128201
Deed Book / Page	11128 / 201
Record Refreshed	Jun 07, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5539 UPPER MILL TER N, FREDERICK, MD 21703-6801
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 UPPER MILL TER N, FREDERICK, MD 21703-6801

Mortgage

Document Number	0149180478
Date	May 24, 2021
Book Page	14918/478

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,817.00	$318,200	$363,200 Land $80,000 Building $283,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28-582102`
Alternative APN	`582102`

Interior

Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	2,082 sqft Total Area
1st Floor	892 sqft 1st Floor
Basement Area	350 sqft Basement
Finished Basement	350 sqft Finished
Stories	3 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Architectural Style	Townhouse Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	3,689 sqft (0.084 acres)
Deck Area	160 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	582102
Street Address	5539 UPPER MILL TER N
City	FREDERICK
State	MD
Zip	21703-6801
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 50 PHASE 1 3689 SQ FT WESTVIEW PARK
Legal Subdivision	WESTVIEW PARK
Legal Phase	1
Legal Lot Number	50
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	1
Census Block	1006
Census Tract	751003