5541 Upper Mill Ter N, Frederick, MD 21703 Property Records

Frederick County property record for 5541 Upper Mill Ter N, Frederick, MD 21703 · Last verified April 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	3.5 Baths
Architecture Style	Townhouse
Year Built	Built 2002
Square Footage	1,360 sqft Living Area
Lot Size	2,000 sqft (0.046 acres)
Occupancy	Owner Occupied
Last Sale	$320,000 (2006)
Tax Bill	$3,500.00 (2024)

Owner

Source: Frederick County records · APN 28-582110

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5541 UPPER MILL TER N, FREDERICK, MD 21703-6801
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2006 · Amount on Record
Deed Sale	Dec 06, 2006 · Amount on Record
Prior Sale	Jul 26, 2005 · Amount on Record
Deed Doc Number	200668135
Deed Book / Page	6346 / 114
Last Transfer Date	May 21, 2021
Transfer Doc	0149840440
Record Refreshed	Jun 08, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jun 14, 2021
Property Address	5541 UPPER MILL TER N, FREDERICK, MD 21703-6801
Document Number	0149840440
Book / Page	14984 / 440
Map Reference	MB 60 FO 160
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	5541 UPPER MILL TER N, FREDERICK, MD 21703-6801

Mortgage

Document Number	14984444
Date	Jun 14, 2021
Instrument	14984/444

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$311,500 (+13.87%) Land $80,000 Building $231,500	$311,500 (-) Land $80,000 Building $231,500
2024	$3,500.00 (+8.43%)
2023	$3,228.00 Homeowner's exemption	$273,567	$311,500 Land $80,000 Building $231,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28-582110`
Alternative APN	`582110`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,360 sqft Living Area
1st Floor	680 sqft 1st Floor
Basement Area	1 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	2,000 sqft (0.046 acres)
Deck Area	240 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	582110
Street Address	5541 UPPER MILL TER N
City	FREDERICK
State	MD
Zip	21703-6801
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 51 PHASE 1 2000 SQ FT WESTVIEW PARK
Legal Subdivision	WESTVIEW PARK
Legal Phase	1
Legal Lot Number	51
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	1
Census Block	1006
Census Tract	751003