Franklin County property record for 5381 Mill Rock Rd, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,296 sqft · built 1920 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,210 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3-06.0-0-000-004.000 |
| Primary APN | 27-3-06.0-0-000-004.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Shed | 1 Shed |
| Street Address | 5381 MILL ROCK RD |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | PT E1/2 NW SE |
| Legal Range | 3W |
| Legal Township | 41N |
| Legal Section | 06 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 800502 |
Source: Franklin County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5381 MILL ROCK RD, GERALD, MO 63037-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK |
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK |
| Sep 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Apr 7, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 17, 2010 |
| Transfer Doc | 0000015093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 5381 MILL ROCK RD, GERALD, MO 63037-3118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002401433 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 2401433 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 5381 MILL ROCK RD, GERALD, MO 63037-3118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002217268 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2217268 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 5381 MILL ROCK RD, GERALD, MO 63037-3118 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002214457 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2214457 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 7, 2022 |
| Property Address | 5381 MILL ROCK RD, GERALD, MO 63037-3118 |
| Document Number | 0002205654 |
| Instrument Date | Feb 26, 2022 |
| Instrument | 2205654 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5381 MILL ROCK RD, GERALD, MO 63037-3118 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Elementary School District | Strain-Japan R-XVI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,210.00 (+21.73%) | $21,369 (+16.78%) | $112,470 (+16.78%) Land $38,930 Building $73,540 |
| 2023 | $994.00 (+2.79%) | $18,298 | $96,310 Land $28,290 Building $68,020 |
| 2022 | $967.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Sparklight DSL | 10 / 1 |
May also be available: FireServe.
4G LTE (outdoors only), no 5G reported
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