554 S Johnson Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 554 S Johnson Ave, El Cajon, CA 92020

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 2 ba · 2,112 sqft · built 1960
Lot Size	0.139 acres (6,051 sqft)
Owner	Company Name on Record
Last Sale	$362,000 (Jan 2010)
Tax Bill	$6,968 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`487-532-25-00`

Property Details

APN / Parcel Number

Primary APN	`487-532-25-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Multi-Family
Lot Area	6,051 sqft (0.139 acres)

Location & Zoning

Street Address	554 S JOHNSON AVE
City	EL CAJON
State	CA
Zip	92020-4917
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-2200
Legal Description	BLK 4 LOT 23 /EXC W 65 FT/ TR 002098
Legal Subdivision	FRANKLIN CENTER
Legal Tract	002098
Legal Block	4
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	15901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1390 DON CARLOS CT, CHULA VISTA, CA 91910-7129
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2010 · Amount on Record
Deed Sale	Jan 14, 2010 · Amount on Record
Deed Document Number	201019599
Last Transfer Date	Apr 26, 2013
Transfer Doc	0000294784
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	554 S JOHNSON AVE, EL CAJON, CA 92020-4917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101832
Date	Mar 21, 2019
Instrument	2019-0101832

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	554 S JOHNSON AVE, EL CAJON, CA 92020-4917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 DON CARLOS CT, CHULA VISTA, CA 91910-7129

Mortgage

Document Number	0000630856
Date	Oct 16, 2020
Instrument	2020-0630856

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,946 (+2%) Land $131,654 Building $344,292
2025	$6,968.00 (-4.07%)	$466,615 (+4.04%) Land $129,073 Building $337,542
2023	$7,264.00 (+10.9%) Homeowner's exemption	$448,498 Land $124,062 Building $324,436
2022	$6,550.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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