538 S Johnson Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 538 S Johnson Ave, El Cajon, CA 92020

Property Summary

Property TypeMulti-Family Dwellings
Details12 bd · 8 ba · 4,840 sqft · built 1979
Lot Size0.206 acres (8,979 sqft)
Owner2 Individual Names on File
Last Sale$1,500,000 (Nov 2025)
Tax Bill$8,709 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN487-532-23-00

Property Details

APN / Parcel Number

Primary APN487-532-23-00

Interior

Bedrooms12 Beds
Full Baths8 Baths
Units4 Units
Building Area4,840 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleMulti-Family
Lot Area8,979 sqft (0.206 acres)

Location & Zoning

Street Address538 S JOHNSON AVE
CityEL CAJON
StateCA
Zip92020-4944
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRM-2200
Legal DescriptionBLK 4 LOT 21 (EX ST&ALLEY WID) TR 002098
Legal SubdivisionFRANKLIN CENTER
Legal Tract002098
Legal Block4
Legal Lot Number21
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract15901

Owner

538 S Johnson Ave, a residential property, is owned by two individuals who bought it in November 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1298 DUNSMUIR ST, EL CAJON, CA 92019-2333
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2025 · Amount on File
Deed SaleNov 17, 2025 · Amount on File
Prior SaleNov 9, 1989 · Amount on File
Deed Document Number2025323967
Prior Transfer DateSep 22, 2004
Prior Transfer Doc0000940374
Record UpdatedOct 29, 2026

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 17, 2025
Property Address538 S JOHNSON AVE, EL CAJON, CA 92020-4944
Document Number0000323967
Map ReferenceMAP 2098
Instrument DateOct 30, 2025
Instrument2025-0323967
Transaction TypeTransfer
Record UpdatedNov 26, 2025
Title CompanyWESTERN RESOURCES TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1298 DUNSMUIR ST, EL CAJON, CA 92019-2333

Mortgage

Document Number0000323968
DateNov 17, 2025
Instrument2025-0323968
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 538 S Johnson Ave was $8,709.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,500,000 (+181.16%) Land $750,000 Building $750,000
2025$8,709.00$533,510 Land $183,963 Building $349,547
2023$9,076.00 (+5.08%)$512,795 Land $176,820 Building $335,975
2022$8,637.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 538 S Johnson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 538 S Johnson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on S Johnson Ave

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