622 S Johnson Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 622 S Johnson Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,360 sqft · built 1945
Lot Size	0.186 acres (8,083 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Apr 2019)
Tax Bill	$6,166 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`487-531-14-00`

Property Details

APN / Parcel Number

Primary APN	`487-531-14-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,360 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	8,083 sqft (0.186 acres)

Location & Zoning

Street Address	622 S JOHNSON AVE
City	EL CAJON
State	CA
Zip	92020-4919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2200
Legal Description	BLK 3 LOT 13 TR 002098
Legal Subdivision	FRANKLIN CENTER
Legal Tract	002098
Legal Block	3
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	15901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEONE INC
Apr 13, 2017	Deed of Trust, Mortgage · Construction Mortgage LENDINGHOME FUNDING CORP
Jan 10, 2020	Deed of Trust, Mortgage · FHA Mortgage WORLD WIDE CREDIT
Apr 17, 2019	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 13, 2017	Grant Deed, Transfer · VA Mortgage STEARNS LNDG
May 23, 2017	Grant Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO
Apr 6, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Apr 5, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on Record
Deed Sale	Apr 17, 2019 · Amount on Record
Prior Sale	Jun 13, 2017 · Amount on Record
Deed Document Number	2019139735
Prior Transfer Date	Apr 5, 2017
Prior Transfer Doc	0000230748
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919
Transaction Type	Mortgage
Record Updated	May 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919

Mortgage

Document Number	0000199204
Date	May 9, 2022
Instrument	2022-0199204

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919

Mortgage

Document Number	0000283021
Date	Apr 12, 2021
Instrument	2021-0283021

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company
Address	CARLSBAD, CA 92008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165356
Date	Apr 13, 2017
Instrument	2017-0165356

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919
Document Number	0000025721
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	622 S JOHNSON AVE EL CAJON CA 920204919, EL CAJON, CA 92020-4919

Mortgage

Document Number	0000025721
Date	Jan 16, 2020
Instrument	25721

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2019
Property Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919
Document Number	0000139735
Map Reference	MAP 2098
Instrument Date	Mar 23, 2019
Instrument	2019-0139735
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919

Mortgage

Document Number	0000139736
Date	Apr 17, 2019
Instrument	2019-0139736

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2017
Property Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919
Document Number	0000264540
Instrument Date	May 26, 2017
Instrument	264540
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	622 S JOHNSON AVE EL CAJON CA 920204919, EL CAJON, CA 92020-4919

Mortgage

Document Number	264541
Date	Jun 13, 2017
Instrument	264541

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

May 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2017
Property Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919
Document Number	0000230748
Instrument Date	Apr 5, 2017
Instrument	230748
Record Updated	May 30, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$321.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2071 SOLE GLN ESCONDIDO CA 920293044, ESCONDIDO, CA 92029-3044

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2017
Property Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919
Document Number	0000156339
Instrument Date	Apr 5, 2017
Instrument	156339
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$321.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2071 SOLE GLN ESCONDIDO CA 920293044, ESCONDIDO, CA 92029-3044
Investor	Possibly a Property Investor

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2017
Property Address	622 S JOHNSON AVE, EL CAJON, CA 92020-4919
Document Number	0000153305
Instrument Date	Apr 4, 2017
Instrument	153305
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$292.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1615 MURRAY CANYON RD #110 SAN DIEGO CA 921084314, 110, SAN DIEGO, CA 92108-4314

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,880 (+2%) Land $284,453 Building $193,427
2025	$6,166.00 (+0.19%)	$468,511 (+4.04%) Land $278,876 Building $189,635
2023	$6,154.00 (+3.06%)	$450,320 Land $268,048 Building $182,272
2022	$5,971.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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