Erie County and Lancaster Town property record for 554 Pavement Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,532 sqft · built 2021 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Jul 2023) |
| Tax Bill | $11,544 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jul 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 94.15-1-16 |
| Primary APN | 145289 94.15-1-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,532 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| 2nd Floor Area | 1,340 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 170 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 554 PAVEMENT RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CROSS CREEK SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 14208 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 554 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU |
| Jul 18, 2023 | Warranty Deed, Transfer |
| Feb 12, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Prior Sale | Feb 12, 2018 · Amount on Record |
| Deed Document Number | 2023121080 |
| Deed Book / Page | 11419 / 4686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 554 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 554 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Document Number | 0141164635 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 14116/4635 |
| Instrument | 2024010490 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 18, 2023 |
| Property Address | 554 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Document Number | 0114194686 |
| Book / Page | 11419 / 4686 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023121080 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 960 BUSTI AVE, BUFFALO, NY 14213-2100 |
| Name | Verified Name |
|---|---|
| Address | 554 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 12, 2018 |
| Property Address | 554 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Document Number | 0113255055 |
| Book / Page | 011325 / 005055 |
| Instrument Date | Feb 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $57.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36 GREENSIDE DR GRAND ISLAND NY 14072, GRAND ISLAND, NY 14072 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,544.00 (+118.18%) | ||
| 2025 | $5,291.00 (-52.41%) | $412,700 (-) Land $50,000 Building $362,700 | $644,844 (+12.5%) Land $78,125 Building $566,719 |
| 2024 | $11,119.00 | $412,700 (-) Land $50,000 Building $362,700 | $573,200 (+4.16%) Land $69,445 Building $503,755 |
| 2023 | $412,700 (+66.68%) Land $50,000 Building $362,700 | $550,300 (+93.36%) Land $66,671 Building $483,629 | |
| 2022 | $247,600 Land $50,000 Building $197,600 | $284,600 Land $57,472 Building $227,128 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2018) |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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