Erie County and Lancaster Town property record for 552 Pavement Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,236 sqft · built 2021 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $449,900 (Dec 2021) |
| Tax Bill | $10,378 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 94.15-1-17 |
| Primary APN | 145289 94.15-1-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,236 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| 2nd Floor Area | 1,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 170 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 552 PAVEMENT RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CROSS CREEK SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 14208 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 552 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Dec 28, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage HUNT MORTGAGE |
| Mar 26, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 3, 2020 | Bargain and Sale Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Prior Sale | Oct 17, 2016 · Amount on Record |
| Deed Document Number | 20212021258028 |
| Deed Book / Page | 11393 / 5404 |
| Prior Transfer Date | Mar 19, 2021 |
| Prior Transfer Doc | 0113772474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 552 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 552 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Document Number | 0141225573 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 14122/5573 |
| Instrument | 2024055222 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 28, 2021 |
| Property Address | 552 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Document Number | 0113935404 |
| Book / Page | 11393 / 5404 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021258028 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8940 MAIN ST, CLARENCE, NY 14031-1959 |
| Name | Verified Name |
|---|---|
| Address | 552 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Document Number | 0140326278 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 14032/6278 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 26, 2021 |
| Property Address | 552 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Document Number | 0113772474 |
| Book / Page | 11377 / 2474 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021058545 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8940 MAIN ST, CLARENCE, NY 14031-1959 |
| Name | Verified Name |
|---|---|
| Address | 8940 MAIN ST, CLARENCE, NY 14031-1959 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 3, 2020 |
| Property Address | 552 PAVEMENT RD, LANCASTER, NY 14086-9718 |
| Document Number | 0113565249 |
| Book / Page | 11356 / 5249 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 2020026050 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8940 MAIN ST, 8940, CLARENCE, NY 14031-1959 |
| Name | Verified Name |
|---|---|
| Address | 8940 MAIN ST, CLARENCE, NY 14031-1959 |
| Investor | Possibly a Property Investor |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,378.00 (+112.36%) | ||
| 2025 | $4,887.00 (-51.09%) | $369,000 (-) Land $50,000 Building $319,000 | $576,563 (+12.5%) Land $78,125 Building $498,438 |
| 2024 | $9,992.00 | $369,000 (-) Land $50,000 Building $319,000 | $512,500 (+4.17%) Land $69,444 Building $443,056 |
| 2023 | $369,000 Land $50,000 Building $319,000 | $492,000 Land $66,667 Building $425,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2018) |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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