554 N 4th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 554 N 4th St, Saint Clair, MI 48079

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 782 sqft · built 1970
Lot Size0.044 acres (1,917 sqft)
OwnerOwner Name on Record
Last Sale$45,000 (May 2009)
Tax Bill$872 (2024)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN74-07-895-0001-000

Property Details

APN / Parcel Number

Primary APN74-07-895-0001-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area782 sqft Living Area

Exterior

Year BuiltBuilt 1970
Lot Area1,917 sqft (0.044 acres)
Lot Dimensions40 ft deep x 48 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number74078950001000
Street Address554 N 4TH ST
CitySAINT CLAIR
StateMI
Zip48079-4814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A MED DENSIT
Legal DescriptionN48' OF LOT 1 BLK 1 GEORGE A WOLVIN ADDT TO THE CITY OF ST CLAIR
Legal SubdivisionGEORGE A WOLVIN ADDT
Legal Block1
Legal Lot Number1
Legal Unit1
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group4
Census Block4013
Census Tract642000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address554 N 4TH ST, SAINT CLAIR, MI 48079-4814
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2009 · Amount on Record
Deed SaleMay 12, 2009 · Amount on Record
Prior SaleMar 23, 2006 · Amount on Record
Deed Document Number2009011084
Deed Book / Page3944 / 290
Record UpdatedJun 7, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address554 N 4TH ST, SAINT CLAIR, MI 48079-4814
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 N 4TH ST, SAINT CLAIR, MI 48079-4814

Mortgage

Document Number0005872209
DateNov 17, 2025
Book Page5872/209
Instrument2025022068
Lender
NameADVIA CU
TypeCredit Union
Address6400 W MAIN ST, KALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 16, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalitySt. Clair City
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,100 (+21.68%)
2024$872.00 (+7.52%)$84,200 (+21.68%)
2023$34,600
2022$811.00$69,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR
serves 5,464 people · EPA ID MI0006270
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Duke Broadband.

Nearby Properties on N 4th St

Nearby Streets

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