541 N 4th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 541 N 4th St, Saint Clair, MI 48079 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,273 sqft · built 1920
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on File
Last Sale	$133,500 (Sep 2017)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-895-0008-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-895-0008-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,273 sqft Living Area
1st Floor Area	922 sqft
Basement Area	922 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	95 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	541 N 4TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 2 GEORGE A WOLVIN ADDT TO THE CITY OF ST CLAIR
Legal Subdivision	GEORGE A WOLVIN ADDT
Legal Block	2
Legal Lot Number	5
Legal Unit	5
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4007
Census Tract	642000

Owner

Source: St. Clair County records · APN 74-07-895-0008-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	541 N 4TH ST, SAINT CLAIR, MI 48079-4815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Sep 05, 2017	Warranty Deed, Transfer · Conventional Mortgage TOWNE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 05, 2017 · Amount on Record
Deed Sale	Sep 05, 2017 · Amount on Record
Prior Sale	Feb 09, 2011 · Amount on Record
Deed Document Number	201721098
Prior Transfer Date	Apr 25, 2005
Prior Transfer Doc	003366/105
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	541 N 4TH ST, SAINT CLAIR, MI 48079-4815
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 N 4TH ST, SAINT CLAIR, MI 48079-4815

Mortgage

Document Number	0005532652
Date	Jun 16, 2022
Book Page	5532/652
Instrument	2022014651

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	541 N 4TH ST, SAINT CLAIR, MI 48079-4815
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050580690
Date	May 21, 2019
Book Page	5058/690
Instrument	2019010484

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2034

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 05, 2017
Property Address	541 N 4TH ST, SAINT CLAIR, MI 48079-4815
Document Number	0048650054
Book / Page	004865 / 000054
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Oct 05, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10178 WEBER RD COLUMBUS MI 480631607, COLUMBUS, MI 48063-1607

Mortgage

Document Number	48650055
Date	Sep 05, 2017
Book Page	004865/000055

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (-7.44%) Homeowner's exemption	$84,500 (+3.3%)
2024	$2,297.00 (+7.59%)		$169,000 (+3.3%)
2023		$81,800
2022	$2,135.00		$163,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476420004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 434 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Duke Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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