547 N 4th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 547 N 4th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,525 sqft · built 1910
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,076 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Apr 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-895-0004-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-895-0004-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,525 sqft Living Area
1st Floor Area	1,169 sqft
Basement Area	475 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	87.5 ft deep x 60 ft wide
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	547 N 4TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 1 EXC W 15' & LOT 4 BLK 2 GEORGE A WOLVIN ADDT TO THE CITY OF ST CLAIR
Legal Subdivision	GEORGE A WOLVIN ADDT
Legal Block	2
Legal Lot Number	1,4
Legal Unit	1,4
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4007
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	574 N 4TH ST, SAINT CLAIR, MI 48079-4814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Apr 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 22, 2020	Deed of Trust, Mortgage · Conventional with PMI GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 23, 2026
Transfer Doc	0005914563
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	547 N 4TH ST, SAINT CLAIR, MI 48079-4815
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 N 4TH ST, SAINT CLAIR, MI 48079-4815

Mortgage

Document Number	0005909574
Date	Mar 27, 2026
Book Page	5909/574
Instrument	2026005612

Lender

Name	GENISYS CU
Type	Credit Union
Address	2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2041

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 10, 2026
Property Address	547 N 4TH ST, SAINT CLAIR, MI 48079-4815
Document Number	0005914563
Book / Page	5914 / 563
Instrument Date	Mar 23, 2026
Instrument	20267272
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	547 N 4TH ST, SAINT CLAIR, MI 48079-4815
Document Number	0051600245
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	VANGUARD TITLE COMPANY, VANGUARD TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 N 4TH ST ST CLAIR MI 480794815, ST CLAIR, MI 48079-4815

Mortgage

Document Number	0051600245
Date	Mar 5, 2020
Book Page	005160/000245

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,800 (-0.22%)	$179,600 (-0.22%)
2025	$2,076.00 (+2.82%) Homeowner's exemption	$90,000 (+22.45%)
2024	$2,019.00 (+7.62%)		$180,000 (+22.45%)
2023		$73,500
2022	$1,876.00		$147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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