San Diego County property record for 554 Hillside Ter, #Y, Vista, CA 92084
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,741 sqft · built 1945 |
| Lot Size | 0.837 acres (36,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,500 (Sep 2015) |
| Tax Bill | $6,981 (2025) |
| Deeds & Mortgages | May 2026 Sale Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 175-102-12-00 |
| Primary APN | 175-102-12-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Building Area | 1,741 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Duplex Single |
| Lot Area | 36,462 sqft (0.837 acres) |
| Street Address | 554 HILLSIDE TER, Y |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-5124 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | SPI |
| Legal Description | LOT 56 TR 002324 |
| Legal Subdivision | MCELROY HEIGHTS |
| Legal Tract | 002324 |
| Legal Block | 2 |
| Legal Lot Number | 56 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 19502 |
554 Hillside Ter, #Y is owned by an individual who bought it in September 2015.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 554 HILLSIDE TER, VISTA, CA 92084-5124 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2015 · Amount on File |
| Deed Sale | Sep 16, 2015 · Amount on File |
| Prior Sale | May 27, 1983 · Amount on File |
| Deed Document Number | 2015487839 |
| Prior Transfer Date | Nov 2, 2005 |
| Prior Transfer Doc | 0001050779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 26, 2026 |
| Property Address | 554 HILLSIDE TER, Y, VISTA, CA 92084-5124 |
| Document Number | 0000148923 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026148923 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 554 HILLSIDE TER # Y, Y, VISTA, CA 92084-5124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 554 HILLSIDE TER, VISTA, CA 92084-5124 |
| Document Number | 0000710819 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021-0710819 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 554 Hillside Ter, #Y was $6,981.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $495,660 (+2%) Land $362,238 Building $133,422 | |
| 2025 | $6,981.00 | $485,942 Land $355,136 Building $130,806 |
| 2023 | $6,540.00 (+0.2%) | $467,075 Land $341,347 Building $125,728 |
| 2022 | $6,527.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 554 Hillside Ter, #Y in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 554 Hillside Ter, #Y has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, San Diego Broadband, T-Mobile.
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