554 Co Rte 402, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 554 Co Rte 402, Westerlo, NY 12193 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,182 sqft · built 2004
Lot Size	25.2 acres (1,097,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,881 (2025)
Flood Zone	Zone X (minimal risk)
APN	`013800 150.-1-26.2`

Property Details

APN / Parcel Number

Primary APN	`013800 150.-1-26.2`
Alternative APNs	`380015000000010260020000` `15000000010260020000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
1st Floor Area	1,440 sqft
2nd Floor Area	742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	1,097,712 sqft (25.2 acres)
Lot Width	938 ft Width

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15000000010260020000
Street Address	554 COUNTY ROUTE 402
City	WESTERLO
State	NY
Zip	12193-3415
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	26.002
Jurisdiction	ALBANY NY
Township / Civil Division	WESTERLO
Census Block Group	1
Census Block	1093
Census Tract	14803

Owner

Source: Albany County and Westerlo Town records · APN 013800 150.-1-26.2

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	554 COUNTY ROUTE 402, WESTERLO, NY 12193-3415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,881.00 (+4.55%)	$1,900 (-) Land $400 Building $1,500	$327,586 (+10.34%) Land $68,965 Building $258,621
2023		$1,900 (-) Land $400 Building $1,500	$296,900 (+17.2%) Land $62,505 Building $234,395
2022		$1,900 Land $400 Building $1,500	$253,333 Land $53,333 Building $200,000
2021	$3,712.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010148031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011, river or lake flooding, Hurricane Irene
Flood Events	Hurricane Irene (Aug 2011), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.