Albany County and Westerlo Town property record for 369 Co Rte 402, Westerlo, NY 12193 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2016 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,085 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 150.-2-12 |
| Primary APN | 013800 150.-2-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Foundation Type | No Foundation |
| Lot Area | 74,052 sqft (1.7 acres) |
| Lot Dimensions | 150 ft deep x 180 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 372 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 15000000020120000000 |
|---|---|
| Street Address | 369 COUNTY ROUTE 402 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1101 |
| Census Tract | 14803 |
Source: Albany County and Westerlo Town records · APN 013800 150.-2-12
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 369 COUNTY ROUTE 402, WESTERLO, NY 12193-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Apr 07, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Apr 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2015 |
| Transfer Doc | 0000001694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 369 COUNTY ROUTE 402, WESTERLO, NY 12193-3412 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 369 COUNTY ROUTE 402, WESTERLO, NY 12193-3412 |
| Document Number | 0000000241 |
|---|---|
| Date | Apr 07, 2022 |
| Instrument | R2022-9241 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 12, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 369 COUNTY ROUTE 402, WESTERLO, NY 12193-3412 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 369 COUNTY ROUTE 402, WESTERLO, NY 12193-3412 |
| Document Number | 0000000243 |
|---|---|
| Date | Apr 07, 2022 |
| Instrument | R2022-9243 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | WESTERLO, NY 12193 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 369 COUNTY ROUTE 402, WESTERLO, NY 12193-3412 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 369 COUNTY ROUTE 402, WESTERLO, NY 12193-3412 |
| Document Number | 0000000242 |
|---|---|
| Date | Apr 07, 2022 |
| Instrument | R2022-9242 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2042 |
Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,085.00 (+4.56%) | $2,000 (-) Land $200 Building $1,800 | $344,828 (+10.34%) Land $34,483 Building $310,345 |
| 2023 | $2,000 (-) Land $200 Building $1,800 | $312,500 (+17.19%) Land $31,250 Building $281,250 | |
| 2022 | $2,000 Land $200 Building $1,800 | $266,667 Land $26,667 Building $240,000 | |
| 2021 | $3,907.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010148031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011, river or lake flooding, Hurricane Irene |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mid-Hudson Cablevision | Fiber | 5,000 / 5,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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