455 Co Rte 402, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 455 Co Rte 402, Westerlo, NY 12193

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 960 sqft · built 1985
Lot Size	15 acres (657,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,264,500 (Apr 2024)
Tax Bill	$5,597 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013800 150.-1-25`

Property Details

APN / Parcel Number

Primary APN	`013800 150.-1-25`
Alternative APNs	`380015000000010250000000` `15000000010250000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Game Room	Game Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	657,320 sqft (15 acres)
Garage Type	Mixed
Garage Area	1,404 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	625 sqft
Shed	1 Shed
Canopy	396 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15000000010250000000
Street Address	455 COUNTY ROUTE 402
City	WESTERLO
State	NY
Zip	12193-3414
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RDA
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	ALBANY NY
Township / Civil Division	WESTERLO
Census Block Group	1
Census Block	1101
Census Tract	14803

Owner

Source: Albany County and Westerlo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 HENRY ST, BUCHANAN, NY 10511-1408
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 17, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2024 · Amount on Record
Deed Sale	Apr 3, 2024 · Amount on Record
Prior Sale	Jun 12, 2013 · Amount on Record
Deed Document Number	20245366
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 3, 2024
Property Address	455 COUNTY ROUTE 402, WESTERLO, NY 12193-3414
Document Number	0000000366
Instrument Date	Apr 1, 2024
Instrument	R2024-5366
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	QUEEN CITY ABSTRACT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 MOUNTAINVIEW TRL, CHADDS FORD, PA 19317-9181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 HENRY ST, BUCHANAN, NY 10511-1408

Mortgage

Document Number	0000000367
Date	Apr 3, 2024
Instrument	R2024-5367

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 17, 2018
Property Address	455 COUNTY ROUTE 402, WESTERLO, NY 12193-3414
Document Number	0000027899
Instrument Date	Dec 6, 2018
Instrument	27899
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2201 PLUMBROOK DR AUSTIN TX 787466233, AUSTIN, TX 78746-6233

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 17, 2018
Property Address	455 COUNTY ROUTE 402, WESTERLO, NY 12193-3414
Document Number	0020187899
Book / Page	002018 / 027899
Instrument Date	Dec 6, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 PLUMBROOK DR AUSTIN TX 787466233, AUSTIN, TX 78746-6233

Tax Assessment & Valuation

Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,597.00 (+48.11%)
2025	$3,779.00 (+4.57%)	$1,850 (-) Land $300 Building $1,550	$318,966 (+10.33%) Land $51,724 Building $267,242
2023		$1,850 (-) Land $300 Building $1,550	$289,100 (+17.2%) Land $46,881 Building $242,219
2022		$1,850 Land $300 Building $1,550	$246,667 Land $40,000 Building $206,667
2021	$3,614.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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