554 Bailey Ct, Cherokee, IA 51012 Property Records

Cherokee County property record for 554 Bailey Ct, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,078 sqft · built 1955
Lot Size	0.169 acres (7,344 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2021)
Tax Bill	$2,560 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0726304039`

Property Details

APN / Parcel Number

Primary APN	`0726304039`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	1,078 sqft
Basement Area	1,078 sqft
Finished Basement	450 sqft
Unfinished Basement	628 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,344 sqft (0.169 acres)
Lot Dimensions	136 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	554 BAILEY CT
City	CHEROKEE
State	IA
Zip	51012-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BAILEY COURT 7844
Legal Range	40W
Legal Township	92N
Legal Section	26
Legal Subdivision	BAILEY COURT
Legal Block	304
Legal Lot Number	18
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	3
Census Block	3014
Census Tract	80101

Owner

554 Bailey Ct is owned and occupied by two individuals who bought it in June 2021.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	554 BAILEY CT, CHEROKEE, IA 51012-1460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit NORTH STAR COMMUNITY CU
Aug 2, 2023	Warranty Deed, Transfer
Jun 17, 2021	Warranty Deed, Transfer · Line of Credit NORTH STAR COMMUNITY CU
May 22, 2018	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	May 22, 2018 · Amount on File
Deed Document Number	20211395
Deed Book / Page	2021 / 1395
Prior Transfer Date	Jun 10, 2021
Prior Transfer Doc	02021/1395
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	554 BAILEY CT, CHEROKEE, IA 51012-1460
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/268
Date	Feb 22, 2023
Book Page	2023/268
Instrument	2023 0268

Lender

Name	NORTH STAR COMMUNITY CU
Type	Credit Union
Address	CHEROKEE, IA 51012

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Aug 2, 2023
Property Address	554 BAILEY CT, CHEROKEE, IA 51012-1460
Document Number	02023/1248
Book / Page	2023 / 1248
Instrument Date	Jul 26, 2023
Instrument	2023 1248
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount on Record
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	554 BAILEY CT, CHEROKEE, IA 51012-1460

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Jun 17, 2021
Property Address	554 BAILEY CT, CHEROKEE, IA 51012-1460
Document Number	02021/1395
Book / Page	2021 / 1395
Instrument Date	Jun 10, 2021
Instrument	2021 1395
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 BAILEY CT, CHEROKEE, IA 51012-1460

Mortgage

Document Number	0020211396
Date	Jun 17, 2021
Instrument	2021 1396

Lender

Name	NORTH STAR COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2018: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CHEROKEE IA
Recording Date	May 22, 2018
Property Address	554 BAILEY CT, CHEROKEE, IA 51012-1460
Document Number	02018/0947
Book / Page	2018 / 0947
Instrument Date	May 21, 2018
Instrument	2018 0947
Transaction Type	Foreclosure
Record Updated	Oct 4, 2023

Transaction

Amount	Amount on Record
Tax	$138.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5219 CREST DR, CHEROKEE, IA 51012-7249

Tax Assessment & Valuation

The 2026 property tax bill for 554 Bailey Ct was $2,560 with exemptions applied, up 35.2% from the year before.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,560.00 (+35.16%)	$198,010 (-) Land $10,480 Building $187,530	$198,010 (-) Land $10,480 Building $187,530
2025	$1,894.00 Homeowner's exemption Senior Citizen's exemption	$198,010 Land $10,480 Building $187,530	$198,010 Land $10,480 Building $187,530
2024	$1,894.00
2023		$138,080 (+34.2%) Land $10,480 Building $127,600	$138,080 Land $10,480 Building $127,600
2022	$1,790.00 Homeowner's exemption	$102,890 Land $7,860 Building $95,030
2021			$102,890 Land $7,860 Building $95,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 Bailey Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2019–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Bailey Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

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