548 Bailey Ct, Cherokee, IA 51012 Property Records

Cherokee County property record for 548 Bailey Ct, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,387 sqft · built 1923
Lot Size	0.253 acres (11,016 sqft)
Owner	2 Individual Names on File
Last Sale	$331,000 (Aug 2022)
Tax Bill	$2,256 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Nov 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0726304038`

Property Details

APN / Parcel Number

Primary APN	`0726304038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	144 sqft
Unfinished Basement	816 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,016 sqft (0.253 acres)
Lot Dimensions	136 ft deep x 81 ft wide
Garage Type	Mixed
Garage Area	360 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	336 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	548 BAILEY CT
City	CHEROKEE
State	IA
Zip	51012-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 LOT 16 & ALL LOT 17 BAILEY COURT 7843
Legal Range	40W
Legal Township	92N
Legal Section	26
Legal Subdivision	BAILEY COURT
Legal Block	304
Legal Lot Number	16,17
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	3
Census Block	3014
Census Tract	80101

Owner

548 Bailey Ct is owned and occupied by two individuals who bought it in August 2022.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	548 BAILEY CT, CHEROKEE, IA 51012-1460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHEROKEE STATE BANK
Nov 10, 2020	Warranty Deed, Transfer · Line of Credit STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on File
Deed Sale	Aug 5, 2022 · Amount on File
Prior Sale	Nov 10, 2020 · Amount on File
Deed Document Number	20221758
Deed Book / Page	2022 / 1758
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	548 BAILEY CT, CHEROKEE, IA 51012-1460
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/0405
Date	Mar 2, 2018
Book Page	2018/0405
Instrument	2018 0405

Lender

Name	CHEROKEE STATE BANK
Type	Bank
Address	CHEROKEE, IA 51012

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Nov 10, 2020
Property Address	548 BAILEY CT, CHEROKEE, IA 51012-1460
Document Number	02020/2206
Book / Page	2020 / 2206
Instrument Date	Nov 5, 2020
Instrument	2020 2206
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	548 BAILEY CT, CHEROKEE, IA 51012-1460

Mortgage

Document Number	0020202207
Date	Nov 10, 2020
Instrument	2020 2207

Lender

Name	STATE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 10, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 548 Bailey Ct was $2,256 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,256.00	$163,040 (-) Land $15,710 Building $147,330	$163,040 (-) Land $15,710 Building $147,330
2025		$163,040 Land $15,710 Building $147,330	$163,040 Land $15,710 Building $147,330
2024	$2,486.00
2023		$160,020 (+34.01%) Land $15,710 Building $144,310	$160,020 Land $15,710 Building $144,310
2022	$2,106.00 Homeowner's exemption	$119,410 Land $11,790 Building $107,620
2021			$119,410 Land $11,790 Building $107,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 548 Bailey Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2019–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Bailey Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

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