528 Bailey Ct, Cherokee, IA 51012 Property Records

Cherokee County property record for 528 Bailey Ct, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,944 sqft · built 1920
Lot Size	0.16 acres (6,954 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Oct 2021)
Tax Bill	$3,054 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0726304034`

Property Details

APN / Parcel Number

Primary APN	`0726304034`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,954 sqft (0.16 acres)
Lot Dimensions	122 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	648 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	528 BAILEY CT
City	CHEROKEE
State	IA
Zip	51012-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BAILEY COURT 7839
Legal Range	40W
Legal Township	92N
Legal Section	26
Legal Subdivision	BAILEY COURT
Legal Block	304
Legal Lot Number	12
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	3
Census Block	3014
Census Tract	80101

Owner

528 Bailey Ct is owned and occupied by two individuals who bought it in October 2021.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	528 BAILEY CT, CHEROKEE, IA 51012-1460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Oct 29, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Apr 30, 2013 · Amount on File
Deed Document Number	20212474
Deed Book / Page	2021 / 2474
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	528 BAILEY CT, CHEROKEE, IA 51012-1460
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002026/137
Date	Jan 16, 2026
Book Page	2026/137
Instrument	2026 0137

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 30, 2046

Interest

Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Oct 29, 2021
Property Address	528 BAILEY CT, CHEROKEE, IA 51012-1460
Document Number	2021/2474
Book / Page	2021 / 2474
Instrument Date	Oct 27, 2021
Instrument	2021 2474
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	528 BAILEY CT, CHEROKEE, IA 51012-1460

Mortgage

Document Number	20212475
Date	Oct 29, 2021
Instrument	2021 2475

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 528 Bailey Ct was $3,054 with a homeowner's exemption, up 2.6% from the year before.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,054.00 (+2.62%)	$225,720 (-) Land $10,600 Building $215,120	$225,720 (-) Land $10,600 Building $215,120
2025	$2,976.00 Homeowner's exemption	$225,720 Land $10,600 Building $215,120	$225,720 Land $10,600 Building $215,120
2024	$2,976.00
2023		$197,970 (+38.59%) Land $10,600 Building $187,370	$197,970 Land $10,600 Building $187,370
2022	$2,488.00 Homeowner's exemption	$142,850 Land $7,950 Building $134,900
2021			$142,850 Land $7,950 Building $134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Bailey Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2019–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Bailey Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

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