Deschutes County property record for 55365 Lazy River Dr, Bend, OR 97707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,491 sqft · built 2017 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Jul 2003) |
| Tax Bill | $3,418 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 201130 D0 04400 |
| Primary APN | 201130 D0 04400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,491 sqft Living Area |
| 1st Floor Area | 1,491 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Other |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Deck Area | 160 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 126386 |
|---|---|
| Old Parcel Number | R1022201130D004400 |
| Street Address | 55365 LAZY RIVER DR |
| City | BEND |
| State | OR |
| Zip | 97707-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:6 BLK:2 SUBD:SUBDIVISION OF LOTS 5 & 6 BLOCK 2 LAZY R SEC/TWN/RNG/MER:SEC 30 TWN 20 RNG 11 MAP REF:201130-D0 |
| Legal Range | 11E |
| Legal Township | 20S |
| Legal Section | 30 |
| Legal Quarter | SE |
| Legal Subdivision | SUBDIVISION OF LOTS 5 & 6 BLOCK 2 LAZY R |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | SISTERS-MILLICAN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 301 |
Source: Deschutes County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55365 LAZY RIVER DR, BEND, OR 97707-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Jun 20, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage UMPQUA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2003 · Amount on Record |
| Deed Sale | Jul 30, 2003 · Amount on Record |
| Deed Document Number | 0200354314 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 55365 LAZY RIVER DR, BEND, OR 97707-2539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000018452 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2020-18452 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jun 20, 2017 |
| Property Address | 55365 LAZY RIVER DR, BEND, OR 97707-2539 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 23786 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 28, 2017 |
| Title Company | DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 1854 OREGON CITY OR 970450854, OREGON CITY, OR 97045-0854 |
| Document Number | 0000023786 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 23786 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2047 |
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,418.00 (+4.18%) | $187,040 (+3%) | $579,720 (-) Land $148,680 Building $431,040 |
| 2024 | $3,281.00 (+4.06%) | $181,600 (+2.99%) | $579,720 (-10.59%) Land $148,680 Building $431,040 |
| 2023 | $3,153.00 | $176,320 | $648,400 Land $122,740 Building $525,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 85% of Oregon |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
May also be available: AT&T, T-Mobile, TDS Telecom.
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