55347 Lazy River Dr, Bend, OR 97707 Property Records

Deschutes County property record for 55347 Lazy River Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,431 sqft · built 2003
Lot Size	2.49 acres (108,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Oct 2019)
Tax Bill	$3,739 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201130 D0 04300`

Property Details

APN / Parcel Number

Primary APN	`201130 D0 04300`
Alternative APNs	`R1022201130D004300` `126387`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,431 sqft Living Area
1st Floor Area	1,702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Lot Area	108,464 sqft (2.49 acres)
Garage Type	Mixed
Garage Area	792 sqft
Deck Area	480 sqft

Location & Zoning

Account Number	126387
Old Parcel Number	R1022201130D004300
Street Address	55347 LAZY RIVER DR
City	BEND
State	OR
Zip	97707-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 BLK:2 SUBD:LAZY RIVER WEST SEC/TWN/RNG/MER:SEC 30 TWN 20 RNG 11 MAP REF:201130-D0
Legal Range	11E
Legal Township	20S
Legal Section	30
Legal Quarter	SE
Legal Subdivision	LAZY RIVER WEST
Legal Block	2
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1012
Census Tract	301

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55347 LAZY RIVER DR, BEND, OR 97707-2539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2018	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Oct 15, 2019	Warranty Deed, Transfer PRIME LNDG
Sep 28, 2017	Special Warranty Deed, Transfer · FHA Mortgage HOMESTREET BANK
May 18, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	2019-39537
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55347 LAZY RIVER DR, BEND, OR 97707-2539
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050903
Date	Dec 31, 2018
Instrument	2018-50903

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 15, 2019
Property Address	55347 LAZY RIVER DR, BEND, OR 97707-2539
Document Number	0000039537
Instrument Date	Oct 10, 2019
Instrument	39537
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55347 LAZY RIVER DR BEND OR 977072539, BEND, OR 97707-2539

Mortgage

Document Number	39538
Date	Oct 15, 2019
Instrument	39538

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 28, 2017
Property Address	55347 LAZY RIVER DR, BEND, OR 97707-2539
Document Number	0000038720
Instrument Date	Sep 25, 2017
Instrument	2017-38720
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55347 LAZY RIVER DR, BEND, OR 97707-2539

Mortgage

Document Number	0000038721
Date	Sep 28, 2017
Instrument	2017-38721

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 18, 2017
Property Address	55347 LAZY RIVER DR, BEND, OR 97707-2539
Document Number	0000019003
Instrument Date	May 15, 2017
Instrument	19003
Transaction Type	Foreclosure
Record Updated	May 29, 2017

Transaction

Amount	Amount Recorded
Tax	$219.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,739.00 (+4.18%)	$204,950 (+3%)	$627,740 (-) Land $194,330 Building $433,410
2024	$3,589.00 (+4.06%)	$198,990 (+3%)	$627,740 (-8.65%) Land $194,330 Building $433,410
2023	$3,449.00	$193,200	$687,210 Land $158,660 Building $528,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: AT&T, T-Mobile, TDS Telecom.

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