55319 Lazy River Dr, Bend, OR 97707 Property Records

Deschutes County property record for 55319 Lazy River Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,838 sqft · built 2008
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on File
Last Sale	$424,900 (Apr 2017)
Tax Bill	$3,738 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201130 D0 04100`

Property Details

APN / Parcel Number

Primary APN	`201130 D0 04100`
Alternative APNs	`R1022201130D004100` `126247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,838 sqft Living Area
1st Floor Area	1,838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Other
Lot Area	85,378 sqft (1.96 acres)
Garage Type	Mixed
Garage Area	660 sqft

Exterior Amenities

Deck Area	Deck Area
Patio Area	480 sqft
Shed	1 Shed
Shed Area	96 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	126247
Old Parcel Number	R1022201130D004100
Street Address	55319 LAZY RIVER DR
City	BEND
State	OR
Zip	97707-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2 BLK:2 SUBD:LAZY RIVER WEST SEC/TWN/RNG/MER:SEC 30 TWN 20 RNG 11 MAP REF:201130-D0
Legal Range	11E
Legal Township	20S
Legal Section	30
Legal Quarter	SE
Legal Subdivision	LAZY RIVER WEST
Legal Block	2
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1012
Census Tract	301

Owner

55319 Lazy River Dr is owned and occupied by an individual who bought it in April 2017.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	55319 LAZY RIVER DR, BEND, OR 97707-2539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 14, 2017	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2017 · Amount on File
Deed Sale	Apr 14, 2017 · Amount on File
Prior Sale	Jun 28, 2007 · Amount on File
Deed Document Number	2017-14187
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55319 LAZY RIVER DR, BEND, OR 97707-2539
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015172
Date	Mar 10, 2021
Instrument	2021-15172

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 14, 2017
Property Address	55319 LAZY RIVER DR, BEND, OR 97707-2539
Document Number	0000014187
Instrument Date	Mar 31, 2017
Instrument	2017-14187
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55319 LAZY RIVER DR, BEND, OR 97707-2539
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014188
Date	Apr 14, 2017
Instrument	2017-14188

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 55319 Lazy River Dr was $3,738, up 4.2% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,738.00 (+4.21%)	$204,880 (+3%)	$670,530 (-) Land $171,660 Building $498,870
2024	$3,587.00 (+4.06%)	$198,920 (+3%)	$670,530 (-10.54%) Land $171,660 Building $498,870
2023	$3,447.00	$193,130	$749,510 Land $141,130 Building $608,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55319 Lazy River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55319 Lazy River Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: AT&T, T-Mobile, TDS Telecom.

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