5535 Flame Vine Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5535 Flame Vine Way, Saint Cloud, FL 34771

Property Summary

Property TypeResidential Vacant Land
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$748,000 (Aug 2025)
Tax Bill$4,106 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN042531349300013240

Property Details

APN / Parcel Number

Primary APN042531349300013240

Exterior

Lot Area6,098 sqft (0.139 acres)

Location & Zoning

Street Address5535 FLAME VINE WAY
CitySAINT CLOUD
StateFL
Zip34771-8467
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBRIDGEWALK PH 1B 2A & 2B PB 32 PGS 143-147 LOT 324
Legal Phase1B
Legal Lot Number324
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5535 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2025 · Amount on Record
Deed SaleAug 5, 2025 · Amount on Record
Prior SaleJun 26, 2024 · Amount on Record
Deed Document Number2025097421
Deed Book / Page6830 / 1065
Record UpdatedJun 8, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 5, 2025
Property Address5535 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467
Document Number0068301065
Book / Page6830 / 1065
Map ReferenceMB 32 PG 143
Instrument DateJul 23, 2025
Instrument2025097421
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,236.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address5535 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467

Mortgage

Document Number0068301067
DateAug 5, 2025
Instrument6830/1067
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,106.00 (+14.72%)$90,000 (+2%) Land $90,000$90,000 (+2%) Land $90,000
2024$3,579.00 (-0.33%)$75,000 (-) Land $75,000$75,000 (-) Land $75,000
2023$3,591.00 (+2,089.63%)$75,000 (+535.59%) Land $75,000$75,000 (+535.59%) Land $75,000
2022$164.00$11,800 Land $11,800$11,800 Land $11,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

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