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5523 Flame Vine Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5523 Flame Vine Way, Saint Cloud, FL 34771

Property Summary

Property TypeResidential Vacant Land
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$675,000 (Jul 2025)
Tax Bill$4,106 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jul 2026 Mortgage
+ 2 more
APN042531352300013920

Property Details

APN / Parcel Number

Primary APN042531352300013920

Exterior

Lot Area6,098 sqft (0.139 acres)

Location & Zoning

Street Address5523 FLAME VINE WAY
CitySAINT CLOUD
StateFL
Zip34771-8467
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBRIDGEWALK PH 2C PB 35 PGS 66-72 LOT 392
Legal Phase2C
Legal Lot Number392
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43700

Owner

5523 Flame Vine Way, residential vacant land, is owned and occupied by an individual who bought it in July 2025.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5523 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jul 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
REAL ROI LLC
Jul 3, 2025Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CHANGE LENDING LLC
Jan 9, 2025Special Warranty Deed, Construction Loan
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2025 · Amount on File
Deed SaleJul 3, 2025 · Amount on File
Prior SaleJan 9, 2025 · Amount on File
Deed Document Number2025083407
Deed Book / Page6814 / 1
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateAug 31, 2026
Property Address5523 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467
Document Number0000112830
Book / Page7027 / 942
Instrument DateAug 14, 2026
Instrument2026112830
Transaction TypeMortgage
Record UpdatedSep 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5523 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467

Mortgage

Document Number0000112830,
DateAug 31, 2026
Book Page7027/942
Instrument2026112830
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJul 23, 2026
Property Address5523 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467
Document Number0000096264
Book / Page7008 / 1126
Instrument DateJul 17, 2026
Instrument202696264
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5523 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467

Mortgage

Document Number0000096264,
DateJul 23, 2026
Book Page7008/1126
Instrument202696264
Lender
NameREAL ROI LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 3, 2025
Property Address5523 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467
Document Number0068140001
Book / Page6814 / 1
Map ReferenceMB 35 PG 66
Instrument DateJun 27, 2025
Instrument2025083407
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,725.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address5523 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467

Mortgage

Document Number0000068143
DateJul 3, 2025
Instrument6814/3
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2055

January 2025: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 9, 2025
Property Address5523 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467
Document Number0067222122
Book / Page6722 / 2122
Map ReferenceMB 35 PG 66-72
Instrument DateDec 30, 2024
Instrument2025002833
Transaction TypeConstruction Loan
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$52,731.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 VINELAND RD, ORLANDO, FL 32811-7300
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Flood

There have been 18 flood claims near 5523 Flame Vine Way since 2004.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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