5505 Flame Vine Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5505 Flame Vine Way, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Apr 2026)
Tax Bill$162 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN04-25-31-3523-0001-3950

Property Details

APN / Parcel Number

Primary APN04-25-31-3523-0001-3950
Alternative APN
  • 253104352300013950

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address5505 FLAME VINE WAY
CitySAINT CLOUD
StateFL
Zip34771-8467
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionBRIDGEWALK PH 2C PB 35 PGS 66-72 LOT 395
Legal SubdivisionBRIDGEWALK PHASE 2C
Legal Lot Number395
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43700

Owner

5505 Flame Vine Way, vacant land, is owned and occupied by an individual who bought it in April 2026.

Source: Osceola County records, as of May 6, 2026

Owner of RecordIndividual Name on File
Mailing Address5505 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
PULTE MORTGAGE LLC
Apr 27, 2026Special Warranty Deed, Transfer · VA Mortgage
PULTE MORTGAGE LLC
Jan 9, 2025Special Warranty Deed, Construction Loan
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2026 · Amount on File
Deed SaleApr 27, 2026 · Amount on File
Prior SaleJan 9, 2025 · Amount on File
Deed Document Number202655178
Deed Book / Page6961 / 1701
Record UpdatedOct 29, 2026

April 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 27, 2026
Property Address5505 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467
Document Number0069611701
Book / Page6961 / 1701
Instrument DateApr 23, 2026
Instrument202655178
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 28, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$441,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5505 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467

Mortgage

Document Number0000055179,
DateApr 27, 2026
Instrument202655179
Lender
NamePULTE MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 27, 2026
Property Address5505 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467
Document Number0000055178
Book / Page6961 / 1701
Instrument DateApr 23, 2026
Instrument2026.55178
Transaction TypeTransfer
Record UpdatedMay 7, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$441,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5505 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467

Mortgage

Document Number0000055179,
DateApr 27, 2026
Instrument2026..55179
Lender
NamePULTE MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2025: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 9, 2025
Property Address5505 FLAME VINE WAY, SAINT CLOUD, FL 34771-8467
Document Number0067222122
Book / Page6722 / 2122
Map ReferenceMB 35 PG 66-72
Instrument DateDec 30, 2024
Instrument2025002833
Transaction TypeConstruction Loan
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$52,731.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 VINELAND RD, ORLANDO, FL 32811-7300
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$90,000 Land $90,000$90,000 Land $90,000
2024$162.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5505 Flame Vine Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.1 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5505 Flame Vine Way is high, ranking above 84% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

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