Frederick County property record for 5529 Westcott Cir, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,120 sqft · built 2000 |
| Lot Size | 0.037 acres (1,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Nov 2005) |
| Tax Bill | $4,180 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-583052 |
| Primary APN | 28-583052 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 776 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,600 sqft (0.037 acres) |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 583052 |
|---|---|
| Street Address | 5529 WESTCOTT CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6500 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 1074 SECT V PLAT 3 1,600 SQ. FT. BALLENGER CROSSING |
| Legal Subdivision | BALLENGER CROSSING |
| Legal Lot Number | 1074 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 751001 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5529 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE LINK |
| Aug 29, 2018 | Grant Deed, Transfer · Conventional with PMI MORTGAGE LINK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2005 · Amount on Record |
| Deed Sale | Nov 8, 2005 · Amount on Record |
| Prior Sale | Dec 2, 2002 · Amount on Record |
| Deed Document Number | 200558761 |
| Deed Book / Page | 5684 / 719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5529 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 5529 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Document Number | 0146290277 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 14629/277 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 29, 2018 |
| Property Address | 5529 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Document Number | 0125940354 |
| Book / Page | 012594 / 000354 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | COURTSEY TITLE AND ESCROW CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9337 WHITE ROCK AVE FREDERICK MD 217022065, FREDERICK, MD 21702-2065 |
| Document Number | 125940380 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 012594/000380 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2048 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,100 (+22.34%) | $389,500 (+16.3%) Land $120,000 Building $269,500 | |
| 2025 | $4,180.00 (+20.46%) | ||
| 2023 | $3,470.00 | $288,633 | $334,900 Land $85,000 Building $249,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures