Santa Barbara County property record for 5532 Cathedral Oaks Rd, Santa Barbara, CA 93111
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,143 sqft · built 1964 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,995 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-503-011 |
| Primary APN | 069-503-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,143 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Mediterranean |
| Roof Material | Wood Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Heating System | Radiant |
|---|
| Street Address | 5532 CATHEDRAL OAKS RD |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93111-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12R1 |
| Legal Description | TR 10245 UNIT 2 LOT 88 BK 72/69-74 |
| Legal Subdivision | TRACT 10245 |
| Legal Tract | 10245 |
| Legal Lot Number | 88 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 2907 |
5532 Cathedral Oaks Rd is owned and occupied by two individuals.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5532 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 5532 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000019872 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2017-0019872 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Address | SCOTTSDALE, AZ 85251 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 5532 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5532 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406 |
| Document Number | 0000001421 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021-0001421 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 5532 Cathedral Oaks Rd was $6,995 with a homeowner's exemption.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Secondary School District | Santa Barbara Unified School District (7-12) (07 - 12) |
| Elementary School District | Goleta Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $627,023 (+2%) Land $276,866 Building $350,157 | |
| 2025 | $6,995.00 Homeowner's exemption Additional exemption filed | $614,730 Land $271,438 Building $343,292 |
| 2023 | $6,769.00 (+1.64%) Homeowner's exemption Additional exemption filed | $590,861 Land $260,899 Building $329,962 |
| 2022 | $6,660.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5532 Cathedral Oaks Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1980–2000) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5532 Cathedral Oaks Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLETA WATER DISTRICT serves 85,535 people · EPA ID CA4210004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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