Santa Barbara County property record for 5539 Cathedral Oaks Rd, Santa Barbara, CA 93111
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,234 sqft · built 1964 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $315,000 (Jan 1997) |
| Tax Bill | $5,930 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-504-007 |
| Primary APN | 069-504-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,234 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Heating System | Central |
|---|
| Street Address | 5539 CATHEDRAL OAKS RD |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93111-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12R1 |
| Legal Description | TRACT 10,245-2 LOT 85 BK 72/69-74 |
| Legal Subdivision | TRACT 10,246 , UNIT 2 |
| Legal Tract | 10 |
| Legal Lot Number | 85 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2914 |
5539 Cathedral Oaks Rd is owner-occupied and held in a trust since August 2023.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5539 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 8, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 1997 · Amount on File |
| Deed Sale | Jan 29, 1997 · Amount on File |
| Deed Document Number | 19974790 |
| Last Transfer Date | Aug 24, 2023 |
| Transfer Doc | 0000026286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 5539 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | UNKNOWN, DOMA TITLE OF CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 5539 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1405 |
| Document Number | 0000002403 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2026-0002403 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Sep 8, 2023 |
| Property Address | 5539 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1405 |
| Document Number | 0000026286 |
| Map Reference | MB 72 PG 69-74 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 2023-0026286 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5539 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1405 |
The 2025 property tax bill for 5539 Cathedral Oaks Rd was $5,930 with a homeowner's exemption.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Secondary School District | Santa Barbara Unified School District (7-12) (07 - 12) |
| Elementary School District | Goleta Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $523,271 (+2%) Land $249,177 Building $274,094 | |
| 2025 | $5,930.00 Homeowner's exemption Additional exemption filed | $513,012 Land $244,292 Building $268,720 |
| 2023 | $5,741.00 (+1.63%) Homeowner's exemption Additional exemption filed | $493,092 Land $234,806 Building $258,286 |
| 2022 | $5,649.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5539 Cathedral Oaks Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1998–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5539 Cathedral Oaks Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLETA WATER DISTRICT serves 85,535 people · EPA ID CA4210004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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