5518 Cathedral Oaks Rd, Santa Barbara, CA 93111 Property Records

Santa Barbara County property record for 5518 Cathedral Oaks Rd, Santa Barbara, CA 93111

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,935 sqft · built 1964
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Dec 2019)
Tax Bill	$14,868 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`069-503-014`

Property Details

APN / Parcel Number

Primary APN	`069-503-014`
Alternative APN	`06950314`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,935 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5518 CATHEDRAL OAKS RD
City	SANTA BARBARA
State	CA
Zip	93111-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12R1
Legal Description	TR 10245 UNIT 2 LOT 91
Legal Subdivision	TRACT 10245
Legal Tract	10245
Legal Lot Number	91
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2016
Census Tract	2907

Owner

5518 Cathedral Oaks Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5518 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 30, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Prior Sale	Oct 21, 2016 · Amount on File
Deed Document Number	201960720
Prior Transfer Date	Sep 9, 1994
Prior Transfer Doc	0000070538
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	5518 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5518 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406

Mortgage

Document Number	0000020085
Date	Apr 22, 2022
Instrument	2022-0020085

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	5518 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5518 CATHERDRAL OAK RD, SANTA BARBARA, CA 93111-1406

Mortgage

Document Number	0000076009
Date	Nov 1, 2021
Instrument	2021-0076009

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	5518 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025708
Date	May 27, 2020
Instrument	2020-0025708

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PALM HARBOR, FL 34683

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Dec 30, 2019
Property Address	5518 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406
Document Number	0000060720
Instrument Date	Dec 17, 2019
Instrument	60720
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,375.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6621 FATHOM WAY GOLETA CA 931175350, GOLETA, CA 93117-5350

Tax Assessment & Valuation

The 2025 property tax bill for 5518 Cathedral Oaks Rd was $14,868 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Goleta Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,394,394 (+2%) Land $585,645 Building $808,749
2025	$14,868.00 Homeowner's exemption Additional exemption filed	$1,367,054 Land $574,162 Building $792,892
2023	$14,373.00 (+1.69%) Homeowner's exemption Additional exemption filed	$1,313,971 Land $551,867 Building $762,104
2022	$14,134.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5518 Cathedral Oaks Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1980–2000)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5518 Cathedral Oaks Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLETA WATER DISTRICT serves 85,535 people · EPA ID CA4210004
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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