5530 Suffield Ct, Columbia, MD 21044 Property Records

Howard County property record for 5530 Suffield Ct, Columbia, MD 21044

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,721 sqft · built 1981
Lot Size0.059 acres (2,570 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Apr 2021)
Tax Bill$5,920 (2025)
Deeds & MortgagesJan 2024 Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-390001

Property Details

APN / Parcel Number

Primary APN05-390001
Alternative APNs
  • 5390001
  • 390001

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,721 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,570 sqft (0.059 acres)
Deck Area35 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number390001
Street Address5530 SUFFIELD CT
CityCOLUMBIA
StateMD
Zip21044-2731
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRSC
Legal DescriptionLOT 60 C-60 .059 A 5530 SUFFIELD CT SCARBOROUGH
Legal SubdivisionSCARBOROUGH
Legal Lot Number60
JurisdictionHOWARD MD
Township / Civil Division5, CLARKSVILLE
Census Block Group1
Census Block1000
Census Tract605502

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5530 SUFFIELD CT, COLUMBIA, MD 21044-2731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 7, 2021Deed, Transfer · FHA Mortgage
SANDY SPRING BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2021 · Amount on Record
Deed SaleApr 7, 2021 · Amount on Record
Prior SaleJun 1, 2016 · Amount on Record
Deed Book / Page20418 / 84
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address5530 SUFFIELD CT, COLUMBIA, MD 21044-2731
Transaction TypeMortgage
Record UpdatedFeb 2, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5530 SUFFIELD CT, COLUMBIA, MD 21044-2731

Mortgage

Document Number0222390194
DateJan 22, 2024
Book Page22239/194
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueApr 1, 2051

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateApr 7, 2021
Property Address5530 SUFFIELD CT, COLUMBIA, MD 21044-2731
Document Number0204180084
Book / Page20418 / 84
Map ReferencePL 4852
Instrument DateMar 30, 2021
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyKTL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5530 SUFFIELD CT, COLUMBIA, MD 21044-2731

Mortgage

Document Number2041891
DateApr 7, 2021
Instrument20418/91
Lender
NameSANDY SPRING BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$397,567 (+4.08%)$428,700 (+12.23%) Land $175,000 Building $253,700
2025$5,920.00 (+57.87%)$382,000 (+9.33%) Land $150,000 Building $232,000$382,000 (-) Land $150,000 Building $232,000
2023$349,400$382,000 Land $150,000 Building $232,000
2022$3,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2014–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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