5534 Suffield Ct, Columbia, MD 21044 Property Records

Howard County property record for 5534 Suffield Ct, Columbia, MD 21044

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,731 sqft · built 1981
Lot Size0.044 acres (1,916 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Jun 2020)
Tax Bill$6,010 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-389984

Property Details

APN / Parcel Number

Primary APN05-389984
Alternative APNs
  • 5389984
  • 389984

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,731 sqft Total Area
Basement Area632 sqft
Finished Basement632 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,916 sqft (0.044 acres)
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number389984
Street Address5534 SUFFIELD CT
CityCOLUMBIA
StateMD
Zip21044-2731
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRSC
Legal DescriptionLOT 58 C-58 .051 A 5534 SUFFIELD CT SCARBOROUGH
Legal SubdivisionSCARBOROUGH
Legal Lot Number58
JurisdictionHOWARD MD
Township / Civil Division5, CLARKSVILLE
Census Block Group1
Census Block1000
Census Tract605502

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5534 SUFFIELD CT, COLUMBIA, MD 21044-2731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jun 30, 2020Grant Deed, Transfer · FHA Mortgage
NFM LNDG
Aug 17, 2017Grant Deed, Transfer · Conventional Mortgage
CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2020 · Amount on Record
Deed SaleJun 30, 2020 · Amount on Record
Prior SaleAug 17, 2017 · Amount on Record
Deed Book / Page19496 / 138
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address5534 SUFFIELD CT, COLUMBIA, MD 21044-2731
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5534 SUFFIELD CT, COLUMBIA, MD 21044-2731

Mortgage

Document Number0231560354
DateMar 17, 2026
Book Page23156/354
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMar 1, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateJun 30, 2020
Property Address5534 SUFFIELD CT, COLUMBIA, MD 21044-2731
Document Number0194960138
Book / Page019496 / 000138
Instrument DateJun 15, 2020
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyMID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5534 SUFFIELD CT COLUMBIA MD 210442731, COLUMBIA, MD 21044-2731

Mortgage

Document Number194960145
DateJun 30, 2020
Book Page019496/000145
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2050

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateAug 17, 2017
Property Address5534 SUFFIELD CT, COLUMBIA, MD 21044-2731
Document Number0177590145
Book / Page017759 / 000145
Instrument DateJul 27, 2017
Transaction TypeTransfer
Record UpdatedAug 28, 2017
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$295.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5534 SUFFIELD CT COLUMBIA MD 210442731, COLUMBIA, MD 21044-2731

Mortgage

Document Number177590151
DateAug 17, 2017
Book Page017759/000151
Lender
NameCITIZENS BK
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,000 (+5.33%)$450,400 (+15.99%) Land $175,000 Building $275,400
2025$6,010.00 (+6.83%)$388,300 (+15.92%) Land $150,000 Building $238,300$388,300 (-) Land $150,000 Building $238,300
2024$5,626.00 (+62.09%)
2023$334,967$388,300 Land $150,000 Building $238,300
2022$3,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2014–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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