5521 Suffield Ct, Columbia, MD 21044 Property Records

Howard County property record for 5521 Suffield Ct, Columbia, MD 21044

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,731 sqft · built 1982
Lot Size0.066 acres (2,874 sqft)
OwnerIndividual Name on Record
Last Sale$162,000 (Sep 1997)
Tax Bill$5,985 (2026)
Deeds & MortgagesAug 2025 Line of Credit
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-389437

Property Details

APN / Parcel Number

Primary APN05-389437
Alternative APNs
  • 5389437
  • 389437

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,731 sqft Total Area
Basement Area276 sqft
Finished Basement276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,874 sqft (0.066 acres)
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number389437
Street Address5521 SUFFIELD CT
CityCOLUMBIA
StateMD
Zip21044-2772
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRSC
Legal DescriptionLOT 9 C -9 .066 A 5521 SUFFIELD CT SCARBOROUGH
Legal SubdivisionSCARBOROUGH
Legal Lot Number9
JurisdictionHOWARD MD
Township / Civil Division5, CLARKSVILLE
Census Block Group1
Census Block1000
Census Tract605502

Owner

Source: Howard County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5521 SUFFIELD CT, COLUMBIA, MD 21044-2772
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 31, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 1997 · Amount on Record
Deed SaleSep 18, 1997 · Amount on Record
Deed Document Number19975968
Deed Book / Page4063 / 412
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address5521 SUFFIELD CT, COLUMBIA, MD 21044-2772
Transaction TypeMortgage
Record UpdatedOct 24, 2025
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address5521 SUFFIELD CT, COLUMBIA, MD 21044-2772

Mortgage

Document Number0228590222
DateAug 4, 2025
Book Page22859/222
Lender
NameBANK OF AMERICA NA
TypeBank
AddressDETROIT, MI 48226
Agreement
TypeLine of Credit
AmountAmount Recorded
Term356 Months
DueApr 24, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address5521 SUFFIELD CT, COLUMBIA, MD 21044-2772
Document Number0179740229
Instrument DateOct 31, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address5521 SUFFIELD CT COLUMBIA MD 210442772, COLUMBIA, MD 21044-2772

Mortgage

Document Number0179740229
DateDec 19, 2017
Book Page017974/000229
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 18, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,985.00 (+3.82%) Homeowner's exemption$393,500 (+4.07%)$424,300 (+12.22%) Land $175,000 Building $249,300
2025$5,765.00 (+60.14%) Homeowner's exemption$378,100 (+11.46%) Land $150,000 Building $228,100$378,100 (-) Land $150,000 Building $228,100
2023$339,233$378,100 Land $150,000 Building $228,100
2022$3,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2014–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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